725 Skipper Ln, Coldwater, MI 49036 Property Records

Branch County property record for 725 Skipper Ln, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 2005
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2026)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-007-300-095-03`

Property Details

APN / Parcel Number

Primary APN	`120-007-300-095-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,184 sqft Building Perimeter
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	19,602 sqft (0.45 acres)
Garage Area	1,064 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	725 SKIPPER LN
City	COLDWATER
State	MI
Zip	49036-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 2518.13 FT N & 1013.04 FT W OF S 1/4 POST TH S 43DEG 57MIN 25SEC W 268.84 FT TO POB TH S 43DEG 57MIN 25SEC W 112.00 FT TH
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	MIDWAY SHORES
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1000
Census Tract	951000

Owner

725 Skipper Ln is owned by two individuals who bought it in July 2026.

Source: Branch County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5203 PLANET AVE, TOLEDO, OH 43623-2316
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE
Aug 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Deed Document Number	20264718
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	1086/0521
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 27, 2026
Property Address	725 SKIPPER LN, COLDWATER, MI 49036-8811
Document Number	0000004718
Instrument Date	Jul 24, 2026
Instrument	20264718
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416,928.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 PLANET AVE, TOLEDO, OH 43623-2316

Mortgage

Document Number	0000004719,
Date	Jul 27, 2026
Instrument	20264719

Lender

Name	VAN DYK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Aug 5, 2021
Property Address	725 SKIPPER LN, COLDWATER, MI 49036-8811
Document Number	202106116
Instrument Date	Jul 30, 2021
Instrument	2021-06116
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 SKIPPER LN, COLDWATER, MI 49036-8811

Mortgage

Document Number	202106117
Date	Aug 5, 2021
Instrument	2021-06117

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 725 Skipper Ln was $3,769, up 6.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,678 (+5.04%)	$429,356 (+5.04%)
2025	$3,769.00 (+6.68%)	$204,387	$408,774
2024	$3,533.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 725 Skipper Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Skipper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Lakeland Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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