725 Shepard Dr, Lowell, MI 49331 Property Records

Kent County property record for 725 Shepard Dr, Lowell, MI 49331

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,950 sqft · built 2001
Lot Size0.244 acres (10,629 sqft)
Owner2 Individual Names on File
Last Sale$279,000 (Aug 2022)
Tax Bill$4,525 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-20-02-229-011

Property Details

APN / Parcel Number

Primary APN41-20-02-229-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,950 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions132 ft deep x 66 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address725 SHEPARD DR
CityLOWELL
StateMI
Zip49331-8643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionN 75 FT OF S 196.5 FT OF E 142 FT OF NE 1/4 NE 1/4 * SEC 2 T6N R9W 0.24 A.
Legal Range09W
Legal Township06N
Legal Section02
JurisdictionKENT MI
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3012
Census Tract12004

Owner

Source: Kent County assessment roll, as of June 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 SHEPARD DR, LOWELL, MI 49331-8643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer · ARM
INDEPENDENCE BANK
Mar 3, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Document Number202265062
Prior Transfer DateFeb 16, 2021
Prior Transfer Doc0000025487
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateAug 16, 2022
Property Address725 SHEPARD DR, LOWELL, MI 49331-8643
Document Number0000065062
Instrument DateAug 12, 2022
Instrument20220816-0065062
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,092.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address725 SHEPARD DR, 725, LOWELL, MI 49331-8643

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 KIMBLES LN, VICKSBURG, MI 49097-7767

Mortgage

Document Number0000065063
DateAug 16, 2022
Instrument20220816-0065063
Lender
NameINDEPENDENCE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT MI
Recording DateMar 3, 2021
Property Address725 SHEPARD DR, LOWELL, MI 49331-8643
Document Number0000025487
Instrument DateFeb 16, 2021
Instrument20210303-0025487
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address725 SHEPARD DR, LOWELL, MI 49331-8643

Mortgage

Document Number0000025488
DateMar 3, 2021
Instrument20210303-0025488
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address725 SHEPARD DR, LOWELL, MI 49331-8643
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079947
DateSep 21, 2017
Instrument20170921-0079947
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityLowell City
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,525.00 (+31.46%) Homeowner's exemption$151,000 (+35.06%)$302,000 (+35.06%)
2023$111,800$223,600
2019$3,442.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2013)
Most Recent ClaimApr 2013 · Flooding
Claims by Event
  • Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Point Broadband Fiber Holding
Fiber
1,000 / 1,000

Nearby Properties on Shepard Dr

Nearby Streets

Search Property Records by Address or Parcel Number