725 Shepard Ct, Gurnee, IL 60031 Property Records

Lake County property record for 725 Shepard Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,162 sqft · built 1976
Lot Size0.018 acres (794 sqft)
OwnerIndividual Name on Record
Last Sale$127,500 (Apr 2019)
Tax Bill$5,369 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-28-402-030

Property Details

APN / Parcel Number

Primary APN07-28-402-030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,162 sqft Living Area
1st Floor Area789 sqft
2nd Floor Area373 sqft
Upper Floors Area373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area794 sqft (0.018 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address725 SHEPARD CT
CityGURNEE
StateIL
Zip60031-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHERRIDGE PART OF NEIGHBORHOOD NO 1 PHASE 1 U-30
Legal SubdivisionHEATHERRIDGE
Legal Phase1
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1054
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address725 SHEPARD CT, GURNEE, IL 60031-3120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 5, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2019 · Amount on Record
Deed SaleApr 5, 2019 · Amount on Record
Prior SaleNov 3, 2004 · Amount on Record
Deed Document Number20197553388
Prior Transfer DateOct 6, 2004
Prior Transfer Doc0005674855
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address725 SHEPARD CT, GURNEE, IL 60031-3120
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 SHEPARD CT, GURNEE, IL 60031-3120

Mortgage

Document Number0007869872
DateFeb 3, 2022
Instrument7869872
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueDec 5, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 5, 2019
Property Address725 SHEPARD CT, GURNEE, IL 60031-3120
Document Number0007553388
Instrument DateMar 29, 2019
Instrument7553388
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 SUTTON CT VERNON HILLS IL 600611210, VERNON HILLS, IL 60061-1210

Mortgage

Document Number7553389
DateApr 5, 2019
Instrument7553389
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,023 (+17.65%) Land $8,940 Building $54,083$189,088 (+17.65%) Land $26,823 Building $162,265
2024$5,369.00 (+14.84%)
2023$4,675.00 (+17.26%)$53,568 (+11.92%) Land $7,599 Building $45,969$160,720 (+11.92%) Land $22,799 Building $137,921
2022$3,987.00$47,862 Land $5,929 Building $41,933$143,601 Land $17,789 Building $125,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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