725 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 725 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.202 acres (8,796 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Jul 2020)
Tax Bill	$8,523 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-115-026`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-115-026`

Exterior

Lot Area	8,796 sqft (0.202 acres)

Location & Zoning

Street Address	725 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 252 SAWGRASS SUB PHASE 2
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 2
Legal Lot Number	252
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3009
Census Tract	902

Owner

725 Sedgegrass Dr is owned and occupied by an individual who bought it in July 2020.

Source: Champaign County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Sep 2, 2009 · Amount on File
Deed Document Number	202012351
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 21, 2026
Property Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023
Document Number	0000013205
Instrument Date	Aug 14, 2026
Instrument	202613205
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023

Mortgage

Document Number	0000013205,
Date	Aug 21, 2026
Instrument	202613205

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2056

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000720
Date	Jan 12, 2017
Instrument	2017R00720

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017229
Date	Oct 3, 2018
Instrument	2018R17229

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 2, 2020
Property Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023
Document Number	0000012351
Map Reference	DOC 2004R08008
Instrument Date	May 19, 2020
Instrument	2020R12351
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2023

Mortgage

Document Number	0000012352
Date	Jul 2, 2020
Instrument	2020R12352

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	0000012353
Date	Jul 2, 2020
Instrument	2020R12353

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,400 Land $19,390 Building $97,010	$349,200 Land $58,170 Building $291,030
2024	$8,523.00
2022	$7,463.00 Homeowner's exemption	$87,160 Land $14,520 Building $72,640	$261,480 Land $43,560 Building $217,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 725 Sedgegrass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 725 Sedgegrass Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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