725 Ridgeside Dr, Apt D, Ballwin, MO 63021 Property Records

St. Louis County property record for 725 Ridgeside Dr, Apt D, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 868 sqft · built 1987
Lot Size	0.02 acres (867 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Aug 2020)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-64-1232`

Property Details

APN / Parcel Number

Primary APN	`25R-64-1232`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	13 Units
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	867 sqft (0.02 acres)
Patio Area	45 sqft
Utility Building	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	725 RIDGESIDE DR, D
City	BALLWIN
State	MO
Zip	63021-7759
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	TREETOP CONDOMINIUMS PHASE 2 BLDG 6 UNIT D 0.2338% IN COMMON ELEMENTS 5 16 88 (9283 354)
Legal Subdivision	TREETOP CONDOMINIUMS PHASE 2
Legal Phase	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 RIDGESIDE DR, D, BALLWIN, MO 63021-7759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Apr 8, 2020	Warranty Deed, Transfer · Line of Credit FIRST ST BK/ST CHARLES
Sep 20, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	2020309
Deed Book / Page	24160 / 2077
Prior Transfer Date	Oct 10, 2002
Prior Transfer Doc	0000001577
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 3, 2020
Property Address	725 RIDGESIDE DR APT D, D, BALLWIN, MO 63021-7759
Document Number	0241602077
Book / Page	24160 / 2077
Map Reference	MB 260 PG 74
Instrument Date	Jun 12, 2020
Instrument	2020080300309
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1602 ELK FORK RD, 1602, GLENCOE, MO 63038-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 RIDGESIDE DR, BALLWIN, MO 63021-7760

Mortgage

Document Number	0241602080
Date	Aug 3, 2020
Book Page	24160/2080
Instrument	2020080300310

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 8, 2020
Property Address	725 RIDGESIDE DR APT D, D, BALLWIN, MO 63021-7759
Document Number	0239943191
Book / Page	023994 / 003191
Instrument Date	Mar 20, 2020
Instrument	527
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1602 ELK FORK RD GLENCOE MO 630382415, GLENCOE, MO 63038-2415
Investor	Possibly a Property Investor

Mortgage

Document Number	239943194
Date	Apr 8, 2020
Book Page	023994/003194
Instrument	528

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2021

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	725 RIDGESIDE DR APT D, D, BALLWIN, MO 63021-7759
Document Number	0227122108
Book / Page	022712 / 002108
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 RIDGESIDE DR #D BALLWIN MO 630217759, D, BALLWIN, MO 63021-7759

Mortgage

Document Number	0227122108
Date	Sep 27, 2017
Book Page	022712/002108
Instrument	409

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,940 (-) Land $7,260 Building $19,680	$141,800 (-) Land $38,200 Building $103,600
2025	$1,657.00 (+15.15%)	$26,940 (+21.96%) Land $7,260 Building $19,680	$141,800 (+21.93%) Land $38,200 Building $103,600
2024	$1,439.00 (-0.9%)
2023	$1,452.00 (+5.6%)	$22,090 (+14.1%) Land $4,120 Building $17,970	$116,300 (+14.13%) Land $21,700 Building $94,600
2022	$1,375.00	$19,360 Land $7,260 Building $12,100
2021			$101,900 Land $38,200 Building $63,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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