Mitchell County property record for 725 Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,714 sqft · built 1979 |
| Lot Size | 10.2 acres (446,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Oct 2025) |
| Tax Bill | $1,822 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1800-00-53-2907 |
| Primary APN | 1800-00-53-2907 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,714 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 446,926 sqft (10.2 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 005018353 |
|---|---|
| Street Address | 725 RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KALMIA 1131 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 725 RIDGE RD, SPRUCE PINE, NC 28777-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Oct 16, 2025 | Guardian's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Deed Document Number | 20251753 |
| Deed Book / Page | 683 / 255 |
| Prior Transfer Date | Oct 15, 2025 |
| Prior Transfer Doc | 000683/255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 725 RIDGE RD, SPRUCE PINE, NC 28777 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000686/189 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 686/189 |
| Instrument | 2026000046 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAKERSVILLE, NC 28705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Guardian's Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 725 RIDGE RD, SPRUCE PINE, NC 28777 |
| Document Number | 000683/255 |
| Book / Page | 683 / 255 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025001753 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 LAWSON DR, SPRUCE PINE, NC 28777-3147 |
| Name | Verified Name |
|---|---|
| Address | 725 RIDGE RD, SPRUCE PINE, NC 28777 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,822.00 | $284,800 (-) Land $96,100 Building $188,700 | |
| 2025 | $1,822.00 (+1.56%) | $284,800 (-) Land $96,100 Building $188,700 | |
| 2023 | $1,794.00 | $284,800 Land $96,100 Building $188,700 | $284,800 Land $96,100 Building $188,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures