St. Charles County property record for 725 Phoenix Dr, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,728 sqft · built 2012 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Aug 2019) |
| Tax Bill | $3,819 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T131700022 |
| Primary APN | T131700022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Basement Area | 864 sqft |
| Finished Basement | 560 sqft |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T131700022 |
|---|---|
| Old Parcel Number | T131700022 |
| Street Address | 725 PHOENIX DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PL VLG AT WINGHAVEN #2 LOT 24 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | PARK PL VLG AT WINGHAVEN #2 |
| Legal Lot Number | 24 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T131700022
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 PHOENIX DR, O FALLON, MO 63368-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME LOAN EXPERT LLC |
| Aug 29, 2019 | Warranty Deed, Transfer · VA Mortgage HOME LOAN EXPERT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Nov 15, 2012 · Amount on Record |
| Deed Document Number | 0071321330 |
| Deed Book / Page | 7132 / 1330 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 725 PHOENIX DR, O FALLON, MO 63368-3801 |
| Document Number | 0000069660 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 725 PHOENIX DR O FALLON MO 633683801, O FALLON, MO 63368-3801 |
| Document Number | 0000069660 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 69660 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2019 |
| Property Address | 725 PHOENIX DR, O FALLON, MO 63368-3801 |
| Document Number | 0071321330 |
| Book / Page | 007132 / 001330 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 462470 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2019 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 725 PHOENIX DR O FALLON MO 633683801, O FALLON, MO 63368-3801 |
| Document Number | 71321332 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 007132/001332 |
| Instrument | 462480 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,819.00 | $61,144 (+6.69%) | $321,812 (+6.69%) Land $37,500 Building $284,312 |
| 2023 | $57,309 | ||
| 2022 | $301,627 Land $34,375 Building $267,252 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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