725 Penitencia St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 725 Penitencia St, Milpitas, CA 95035 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,736 sqft · built 1962
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$790,000 (Nov 2016)
Tax Bill$13,192 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone AH (high risk)
APN022-13-036

Property Details

APN / Parcel Number

Primary APN022-13-036

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,736 sqft Living Area
Gross Area1,068 sqft
1st Floor Area1,111 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address725 PENITENCIA ST
CityMILPITAS
StateCA
Zip95035-3830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2732 LOT 225
Legal SubdivisionCURTNER ESTATES
Legal Tract2732
Legal Lot Number225
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2004
Census Tract504507

Owner

Source: Santa Clara County records · APN 022-13-036

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address725 PENITENCIA ST, MILPITAS, CA 95035-3830
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Intrafamily Transfer, Transfer
AMROCK LLC
Aug 20, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Dec 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Nov 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Dec 31, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleNov 17, 2016 · Amount on Record
Deed SaleNov 17, 2016 · Amount on Record
Prior SaleAug 20, 2021
Deed Document Number0023502740
Record UpdatedJun 07, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateAug 20, 2021
Property Address725 PENITENCIA ST, MILPITAS, CA 95035-3830
Document Number0025072138
Map ReferenceMB 127 PG 8
Instrument DateJul 28, 2021
Instrument25072138
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address725 PENITENCIA ST, MILPITAS, CA 95035-3830

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateAug 20, 2021
Property Address725 PENITENCIA ST, MILPITAS, CA 95035-3830
Document Number0025072136
Map ReferenceMB 127 PG 8
Instrument DateJul 28, 2021
Instrument25072136
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address725 PENITENCIA ST, MILPITAS, CA 95035-3830

Mortgage

Document Number0025072137
DateAug 20, 2021
Instrument25072137
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address725 PENITENCIA ST, MILPITAS, CA 95035-3830
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 PENITENCIA ST, MILPITAS, CA 95035-3830

Mortgage

Document Number0024734585
DateDec 04, 2020
Instrument24734585
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address725 PENITENCIA ST, MILPITAS, CA 95035-3830
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAVENUE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024321004
DateNov 05, 2019
Instrument24321004
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.87%
Index1-Year LIBOR
Max Rate7.87%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateDec 31, 2019
Property Address725 PENITENCIA ST, MILPITAS, CA 95035-3830
Document Number0024371269
Instrument DateDec 15, 2019
Instrument24371269
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address725 PENITENCIA ST MILPITAS CA 950353830, MILPITAS, CA 95035-3830

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,192.00 (+25.53%)$1,123,855 (+27.53%) Land $696,348 Building $427,507
2023$10,509.00 (+0.41%)$881,255 Land $669,309 Building $211,946
2022$10,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 95 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims7 (1982–1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding
Claims By Storm
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Sail Internet HoldingsFixed Wireless (unlicensed)1,000 / 200
TekifyFixed Wireless (unlicensed)500 / 110
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Ridge WirelessFixed Wireless (unlicensed)100 / 60
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, Sail Internet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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