725 Onyx St, Eagle Point, OR 97524 Property Records

Jackson County property record for 725 Onyx St, Eagle Point, OR 97524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2018)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`361W02BC948`

Property Details

APN / Parcel Number

Primary APN	`361W02BC948`
Alternative APNs	`361W02BC00948` `10987389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	2,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	63 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	725 ONYX ST
City	EAGLE POINT
State	OR
Zip	97524-0187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-12
Legal Range	01W
Legal Township	36S
Legal Section	02
Legal Quarter	2
Legal Subdivision	EAGLE RDG
Legal Block	2
Legal Lot Number	46
Jurisdiction	JACKSON OR
Township / Civil Division	EAGLE POINT
Census Block Group	2
Census Block	2007
Census Tract	1403

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 ONYX ST, EAGLE POINT, OR 97524-0187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 18, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	201815375
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	725 ONYX ST, EAGLE POINT, OR 97524-0187
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044071
Date	Oct 20, 2021
Instrument	2021-044071

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	725 ONYX ST, EAGLE POINT, OR 97524-0187
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026928
Date	Jun 21, 2021
Instrument	2021-026928

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	725 ONYX ST, EAGLE POINT, OR 97524-0187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005624
Date	Feb 21, 2020
Instrument	2020-005624

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	May 18, 2018
Property Address	725 ONYX ST, EAGLE POINT, OR 97524-0187
Document Number	0000015375
Map Reference	VOL34 PG2
Instrument Date	May 17, 2018
Instrument	2018-015375
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 ONYX ST, EAGLE POINT, OR 97524-0187

Mortgage

Document Number	0000015376
Date	May 18, 2018
Instrument	2018-015376

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Eagle Point City
Unified School District	Eagle Point School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,490 (+3%)	$611,490 (-0.2%) Land $122,880 Building $488,610
2025	$4,932.00 (+2.43%)	$351,940 (+3%) Land $87,230 Building $264,710	$612,740 (-7.45%) Land $131,000 Building $481,740
2024	$4,815.00 (+3.5%)	$341,690 (+3%) Land $84,690 Building $257,000	$662,050 (+6.32%) Land $129,000 Building $533,050
2023	$4,652.00 (+2.81%)	$331,740 (+3%) Land $82,220 Building $249,520	$622,700 (-6.38%) Land $169,840 Building $452,860
2022	$4,525.00	$322,080 Land $79,820 Building $242,260	$665,160 Land $189,450 Building $475,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 69% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE POINT serves 9,554 people · EPA ID OR4100267
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications, Verizon.

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