725 Oleander St, Laredo, TX 78046 Property Records

Webb County property record for 725 Oleander St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,110 sqft · built 2003
Lot Size	0.123 acres (5,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,400 (Jul 2020)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`978-11001-122`

Property Details

APN / Parcel Number

Primary APN	`978-11001-122`
Alternative APN	`291322`

Interior

Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,375 sqft (0.123 acres)
Garage Type	Detached
Garage Area	217 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	730 sqft

Location & Zoning

Street Address	725 OLEANDER ST
City	LAREDO
State	TX
Zip	78046-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVERHILL UNIT V, BLOCK 1, LOT 12C
Legal Subdivision	RIVERHILL UNIT V
Legal Block	1
Legal Lot Number	12C
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2001
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 OLEANDER ST, LAREDO, TX 78046-8592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Vendor's Lien, Transfer · Seller Carry-Back ALBERTO FLORES
Jul 2, 2020	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	20201396565
Deed Book / Page	4812 / 629
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	004812/629
Record Updated	Oct 29, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 4, 2022
Property Address	725 OLEANDER ST, LAREDO, TX 78046-8592
Document Number	005355/767
Book / Page	5355 / 767
Instrument Date	Sep 30, 2022
Instrument	1481310
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 FREMONT ST, 2802, LAREDO, TX 78043-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 OLEANDER ST, LAREDO, TX 78046-8592

Mortgage

Document Number	0001481311
Date	Oct 4, 2022
Instrument	1481311

Lender

Name	ALBERTO FLORES
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2020
Property Address	725 OLEANDER ST, LAREDO, TX 78046-8592
Document Number	004812/629
Book / Page	4812 / 629
Map Reference	VOL 23 PG 45
Instrument Date	Jun 29, 2020
Instrument	1396565
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 SILVER LEAF OAK DR, 332, LAREDO, TX 78045-6853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 OLEANDER ST, LAREDO, TX 78046-8592

Mortgage

Document Number	0001396566
Date	Jul 2, 2020
Instrument	1396566

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,499 (-0.6%) Land $48,963 Building $195,536	$244,499 (-0.6%) Land $48,963 Building $195,536
2025	$1,244.00 (+20.08%)	$245,985 (+53.11%) Land $48,963 Building $197,022	$245,985 (+53.11%) Land $48,963 Building $197,022
2024	$1,036.00 (+6.69%)
2023		$160,661 Land $34,291 Building $126,370	$160,661 Land $34,291 Building $126,370
2022	$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone.

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