725 Oak St, Andover, IL 61233 Property Records

Henry County property record for 725 Oak St, Andover, IL 61233 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1977
Square Footage1,232 sqft Living Area
Lot Size95,832 sqft (2.2 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2025)
Tax Bill$5,481.00 (2025)

Owner

Source: Henry County records · APN 17-17-154-005

Assessment roll updated June 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 OAK ST, ANDOVER, IL 61233
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
RUHL MORTGAGE LLC
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUHL MTG
Jun 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
IH MS VLY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleMar 01, 2024 · Amount on Record
Deed Doc Number20252201
Prior Transfer DateMay 31, 2023
Prior Transfer Doc0000002749
Record RefreshedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateMar 01, 2024
Property Address725 OAK ST, ANDOVER, IL 61233
Document Number0000000843
Instrument DateFeb 29, 2024
Instrument20-2400843
Transaction TypeTransfer
Record UpdatedMar 15, 2024
Title CompanyWESTERN ILLINOIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 OAK ST, ANDOVER, IL 61233

Mortgage

Document Number0000000844
DateMar 01, 2024
Instrument20-2400844
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeFixed Rate
Rate6.25%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address725 OAK ST, ANDOVER, IL 61233
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004265
DateJul 22, 2022
Instrument20-2204265
Lender
NameRUHL MORTGAGE LLC
TypeMortgage Company
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeFixed Rate
Rate5.62%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address725 OAK ST, ANDOVER, IL 61233
Document Number0000008582
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address725 PAK ST ANDOVER IL 61233, ANDOVER, IL 61233

Mortgage

Document Number0000008582
DateDec 29, 2020
Instrument8582
Lender
NameRUHL MTG
TypeMortgage Company
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 28, 2035
Interest
Rate TypeFixed Rate
Rate2%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address725 OAK ST, ANDOVER, IL 61233
Document Number0000003345
Instrument DateJun 02, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address725 OAK ST LYNN CENTER IL 61262, LYNN CENTER, IL 61262

Mortgage

Document Number0000003345
DateJun 18, 2018
Instrument3345
Lender
NameIH MS VLY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 17, 2028
Interest
Rate3.99%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAndover Village
CountyHenry County
County SubdivisionAndover Township
Unified School DistrictOrion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,481.00 (+47.26%)$81,791 (+42.72%) Land $9,464 Building $72,327$245,373 (+42.72%) Land $28,392 Building $216,981
2022$57,310 Land $7,679 Building $49,631$171,930 Land $23,037 Building $148,893
2021$3,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN17-17-154-005

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,232 sqft Living Area
1st Floor1,232 sqft 1st Floor
Basement Area1,232 sqft Basement
Unfinished Basement1,232 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer Style
Construction TypeFrame Construction
Lot Area95,832 sqft (2.2 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemGas Heating

Location & Zoning

Street Address725 OAK ST
CityANDOVER
StateIL
Zip61233
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT LOT 181 ORIGINAL TOWN VILLAGE OF ANDOVER
Legal SubdivisionORIGINAL TOWN VILLAGE OF ANDOVER
Legal Block154
Legal Lot Number181
JurisdictionHENRY IL
Minor Civil DivisionANDOVER
Census Blockgroup2
Census Block2049
Census Tract30202

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