725 N 97th St, Seattle, WA 98103 Property Records

King County property record for 725 N 97th St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 990 sqft · built 1932
Lot Size0.124 acres (5,420 sqft)
OwnerIndividual Name on Record
Last Sale$533,000 (Mar 2017)
Tax Bill$7,664 (2026)
Deeds & MortgagesJul 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026300-0181

Property Details

APN / Parcel Number

Primary APN026300-0181
Alternative APN
  • 026300018103

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area990 sqft Living Area
Gross Area1,730 sqft
1st Floor Area990 sqft
Basement Area340 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Lot Area5,420 sqft (0.124 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area50 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number026300018103
Street Address725 N 97TH ST
CitySEATTLE
StateWA
Zip98103-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionARGONNE TRACTS W 40 FT
Legal Range04
Legal Township26
Legal Section31
Legal SubdivisionARGONNE TRACTS
Legal TractW
Legal Block7
Legal Lot Number17
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group3
Census Block3020
Census Tract1300

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address725 N 97TH ST, SEATTLE, WA 98103-3119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 10, 2017Warranty Deed, Transfer · ARM
FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2017 · Amount on Record
Deed SaleMar 10, 2017 · Amount on Record
Deed Document Number2017914
Prior Transfer DateApr 8, 2006
Prior Transfer Doc0000000271
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address725 N 97TH ST, SEATTLE, WA 98103-3119
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001675
DateJul 7, 2020
Instrument20200707001675
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateMar 10, 2017
Property Address725 N 97TH ST, SEATTLE, WA 98103-3119
Document Number0000000914
Map ReferenceVOL23 PG43
Instrument DateFeb 16, 2017
Instrument20170310000914
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyTICOR NATIONAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 N 97TH ST, SEATTLE, WA 98103-3119

Mortgage

Document Number0000000915
DateMar 10, 2017
Instrument20170310000915
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateApr 1, 2024
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,664.00 (+9.5%)
2025$700,000 (+2.04%) Land $545,000 Building $155,000$700,000 (+2.04%) Land $545,000 Building $155,000
2024$6,999.00 (+25.72%)$686,000 (+14.14%) Land $530,000 Building $156,000$686,000 (+14.14%) Land $530,000 Building $156,000
2022$5,567.00$601,000 Land $452,000 Building $149,000$601,000 Land $452,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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