725 Mockingbird Ridge Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 725 Mockingbird Ridge Rd, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	5 bd · 6.5 ba · 11,781 sqft · built 1997
Lot Size	76.7 acres (3,341,662 sqft)
Owner	Company Name on Record
Tax Bill	$86,687 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-291-11`

Property Details

APN / Parcel Number

Primary APN	`041-291-11`
Alternative APN	`041-291-11-000`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Building Area	11,781 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,341,662 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,763 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	725 MOCKINGBIRD RIDGE RD
City	WATSONVILLE
State	CA
Zip	95076-8509
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	725 MOCKINGBIRD RIDGE RD, WATSONVILLE, CA 95076-8509
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 2, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2014
Deed Sale	Nov 12, 2014
Prior Sale	Apr 13, 2001 · Amount on Record
Deed Document Number	201438056
Prior Transfer Date	May 23, 1997
Prior Transfer Doc	0000035549
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	725 MOCKINGBIRD RIDGE RD, WATSONVILLE, CA 95076-8509
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TTL RES INFONII

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009444
Date	Apr 15, 2019
Instrument	2019-0009444

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.05%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.05%
Index	1-Year LIBOR
Max Rate	8.05%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	725 MOCKINGBIRD RIDGE RD, WATSONVILLE, CA 95076-8509
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022121
Date	Aug 2, 2019
Instrument	2019-0022121

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,505,509 (+2%) Land $3,051,621 Building $4,453,888
2025	$86,687.00 (+12.68%)	$7,358,341 (+4.04%) Land $2,991,785 Building $4,366,556
2023	$76,932.00 (+1.74%)	$7,072,608 Land $2,875,610 Building $4,196,998
2022	$75,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, Spectrum, Surfnet Communications, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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