Flathead County property record for 725 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,669 sqft · built 2002 |
| Lot Size | 7.49 acres (326,264 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $28,374 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R07103079 |
| Primary APN | R07103079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,669 sqft Living Area |
| 1st Floor Area | 3,118 sqft |
| 2nd Floor Area | 1,229 sqft |
| Attic | Attic |
| Attic Area | 322 sqft |
| Basement Area | 1,241 sqft |
| Finished Basement | 1,241 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 326,264 sqft (7.49 acres) |
| Garage Type | Mixed |
| Garage Area | 3,766 sqft |
| Parking Spaces | 16 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Deck Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000982880 |
|---|---|
| Street Address | 725 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S34, T28 N, R21 W, 14613-B, PARCEL N/A, TR 7EA IN NW4 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 34 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 14613 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1201 |
725 Lower Valley Rd is held in a trust since October 2024.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 755 LOWER VALLEY RD, KALISPELL, MT 59901-8618 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 |
| Deed Sale | Oct 1, 2024 |
| Deed Document Number | 202419504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 725 LOWER VALLEY RD, KALISPELL, MT 59901-8618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202000041101 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 202000041101 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 725 Lower Valley Rd was $28,374.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,374.00 | $3,586,892 | |
| 2025 | $3,586,892 Land $1,107,122 Building $2,479,770 | ||
| 2023 | $17,669.00 | $2,375,163 | $2,375,163 Land $560,953 Building $1,814,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Lower Valley Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Lower Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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