Richland County property record for 725 Loran Ter, Mansfield, OH 44903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,696 sqft · built 1972 |
| Lot Size | 0.546 acres (23,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Aug 2016) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-28-094-04-000 |
| Primary APN | 037-28-094-04-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Family Room | Family Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Aluminum Siding |
| Lot Area | 23,801 sqft (0.546 acres) |
| Lot Dimensions | 200 ft deep x 119 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,248 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 768 sqft |
| Patio Area | 768 sqft |
| Balcony Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 725 LORAN TER |
|---|---|
| City | MANSFIELD |
| State | OH |
| Zip | 44903-8799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LORAN TERR SUBDIV NO 1 13 121.55 X 200 |
| Legal Subdivision | LORAN TERR |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 2300 |
Source: Richland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 725 LORAN TER, MANSFIELD, OH 44903-8799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Aug 31, 2016 | Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Prior Sale | Dec 1, 1985 · Amount on Record |
| Deed Document Number | 20169661 |
| Deed Book / Page | 2483 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 725 LORAN TER, MANSFIELD, OH 44903-8799 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002932/13 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2932/13 |
| Instrument | 202100013301 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, OH 44902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 214 Months |
| Due | Jul 29, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 725 LORAN TER, MANSFIELD, OH 44903-8799 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2932/13 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2932/13 |
| Instrument | 202100013301 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, OH 44902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 214 Months |
| Due | Jul 29, 2039 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Aug 31, 2016 |
| Property Address | 725 LORAN TER, MANSFIELD, OH 44903-8799 |
| Document Number | 02483/0386 |
| Book / Page | 2483 / 0386 |
| Map Reference | VOL20 PG115 |
| Instrument Date | Aug 25, 2016 |
| Instrument | 201600009661 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 725 LORAN TER, MANSFIELD, OH 44903-8799 |
| Document Number | 201600009662 |
|---|---|
| Date | Aug 31, 2016 |
| Instrument | 201600009662 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2046 |
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Springfield Township |
| Unified School District | Ontario Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+0.03%) | $70,300 (-) Land $9,450 Building $60,850 | |
| 2024 | $3,427.00 (-2.23%) Homeowner's exemption | $70,300 (-) Land $9,450 Building $60,850 | |
| 2023 | $3,505.00 (+3.91%) Homeowner's exemption | $70,300 (+20.75%) Land $9,450 Building $60,850 | $200,860 (+20.74%) Land $27,000 Building $173,860 |
| 2022 | $3,373.00 Homeowner's exemption | $58,220 Land $8,590 Building $49,630 | |
| 2020 | $166,360 Land $24,550 Building $141,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2002–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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