725 Locust St, Denver, CO 80220 Property Records

Denver City property record for 725 Locust St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,685 sqft · built 1925
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Aug 2015)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Mortgage + 1 more
APN	`06053-38-025-000`

Property Details

APN / Parcel Number

Primary APN	`06053-38-025-000`
Alternative APNs	`670405338025` `161737028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	899 sqft
1st Floor Area	899 sqft
Basement Area	873 sqft
Finished Basement	786 sqft
Unfinished Basement	87 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	184 sqft
Porch	Open Frame Porch
Porch Area	176 sqft
Patio Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	725 LOCUST ST
City	DENVER
State	CO
Zip	80220-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	L 24 & 25 BLK 39 PORTER & RAYMONDS MONTCLAIR
Legal Subdivision	PORTER & RAYMONDS MONTCLAIR
Legal Block	39
Legal Lot Number	24,25
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3025
Census Tract	4309

Owner

725 Locust St is owned and occupied by an individual who bought it in August 2015.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	725 LOCUST ST, DENVER, CO 80220-5365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2015 · Amount on File
Deed Sale	Aug 11, 2015 · Amount on File
Prior Sale	Sep 21, 2010 · Amount on File
Deed Document Number	2015111472
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	725 LOCUST ST, DENVER, CO 80220-5365
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122183
Date	Jun 28, 2021
Instrument	2021122183

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	725 LOCUST ST, DENVER, CO 80220-5365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 LOCUST ST, DENVER, CO 80220-5365

Mortgage

Document Number	0000145597
Date	Sep 10, 2020
Instrument	2020145597

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	725 LOCUST ST, DENVER, CO 80220-5365
Document Number	0000026215
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 LOCUST ST DENVER CO 802205365, DENVER, CO 80220-5365

Mortgage

Document Number	0000026215
Date	Mar 5, 2019
Instrument	26215

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 725 Locust St was $3,699, up 8.7% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,699.00 (+8.7%)	$48,350 Land $44,040 Building $44,040	$685,900 Land $624,700 Building $61,200
2024	$3,403.00 (+2.22%)
2023	$3,329.00	$42,970 (+14.56%) Land $38,170 Building $4,800	$696,400 (+29.03%) Land $624,700 Building $71,700
2022		$37,510 Land $23,880 Building $13,630	$539,700 Land $343,600 Building $196,100
2021	$2,879.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 725 Locust St; there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 725 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, LiveWireNet, Starry.

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