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725 Locust Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 725 Locust Dr, Red Oak, TX 75154 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 9 ba · 5,708 sqft · built 2006
Lot Size7.63 acres (332,450 sqft)
Owner2 Individual Names on File
Last Sale$1,808,800 (Jun 2026)
Tax Bill$15,573 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR224945

Property Details

APN / Parcel Number

Primary APNR224945
Alternative APNs
  • 60845000000500111
  • 224945

Interior

Bedrooms5 Beds
Full Baths9 Baths
Stories2 Stories
Building Area5,708 sqft Living Area
Gross Area6,760 sqft
1st Floor Area4,405 sqft
2nd Floor Area1,303 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area332,450 sqft
Garage TypeAttached
Garage Area842 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area1 sqft
Pool House1 sqft
PorchCovered Porch
Porch Area2,308 sqft
Deck Area256 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address725 LOCUST DR
CityRED OAK
StateTX
Zip75154-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5A SUMMERHILL ESTS - REV 7.6320 ACRES
Legal SubdivisionSUMMERHILL ESTS
Legal Lot Number5A
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group1
Census Block1017
Census Tract60215

Owner

Source: Ellis County records · APN R224945

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 LOCUST DR, RED OAK, TX 75154-3813
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Deed Document Number202622859
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionELLIS TX
Recording DateJun 25, 2026
Property Address725 LOCUST DR, RED OAK, TX 75154-3813
Document Number0000022859
Instrument DateJun 23, 2026
Instrument202622859
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 LOCUST DR, RED OAK, TX 75154-3813

Mortgage

Document Number0000022860,
DateJun 25, 2026
Instrument202622860
Lender
NameCITIZENS NATIONAL BANK OF TEXAS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityOak Leaf City
Unified School DistrictRed Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,437,316 (+9.38%) Land $217,000 Building $1,220,316$1,437,316 (+9.38%) Land $217,000 Building $1,220,316
2025$15,573.00 (-10.21%) Homeowner's exemption Senior Citizen's exemption$1,314,113 (-0.57%) Land $217,000 Building $1,097,113$1,314,113 (-0.57%) Land $217,000 Building $1,097,113
2024$17,343.00 (+3.32%)
2023$16,786.00 (-18.7%) Homeowner's exemption Senior Citizen's exemption$1,321,676 Land $217,000 Building $1,104,676$1,321,676 Land $217,000 Building $1,104,676
2018$20,648.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Nearby Flood Policies27 in force
Nearby Flood Claims4 (2018–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2022, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 46% of the US · above 19% of Texas
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: Element8 Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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