725 Karns St, Eldorado, IL 62930 Property Records

Saline County property record for 725 Karns St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$304 (2024)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-2-142-10`

Property Details

APN / Parcel Number

Primary APN	`04-2-142-10`

Exterior

Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	725 KARNS ST
City	ELDORADO
State	IL
Zip	62930-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L004,B011 GREGG SUB DIV LOT 4 & VACATED STREET ON EAST SIDE OF LOT 4 (50X120) 1014/143 1/94 Q/C 06-21-238-003-
Legal Subdivision	GREGG SUB
Legal Lot Number	4
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3006
Census Tract	955500

Owner

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 KARNS ST, ELDORADO, IL 62930-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0001014143
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	725 KARNS ST, ELDORADO, IL 62930-1826
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2182/0123
Date	Nov 12, 2019
Book Page	2182/0123
Instrument	272336

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$304.00 (+241.57%) Homeowner's exemption Senior Citizen's exemption	$14,202 (+13.3%) Land $1,498 Building $12,704	$42,606 (+13.3%) Land $4,494 Building $38,112
2022		$12,535 (+5.7%) Land $1,322 Building $11,213	$37,605 (+5.7%) Land $3,966 Building $33,639
2021	$89.00 Homeowner's exemption Senior Citizen's exemption	$11,859 Land $1,250 Building $10,609	$35,577 Land $3,750 Building $31,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Futiva.

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