725 James St, Ridgecrest, CA 93555 Property Records

Kern County property record for 725 James St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,258 sqft · built 2005
Lot Size	0.199 acres (8,649 sqft)
Owner	Individual Name on Record
Tax Bill	$5,412 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`456-311-01-00-3`

Property Details

APN / Parcel Number

Primary APN	`456-311-01-00-3`
Alternative APNs	`456-311-01-8` `4563110100` `45631101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,258 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,182 sqft
2nd Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	8,649 sqft (0.199 acres)
Garage Type	Attached
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	456311018
Street Address	725 JAMES ST
City	RIDGECREST
State	CA
Zip	93555-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4973 , BLOCK C , LOT 1
Legal Subdivision	4973 #C
Legal Tract	4973
Legal Block	C
Legal Lot Number	1
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3009
Census Tract	5402

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 JAMES ST, RIDGECREST, CA 93555-5933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jan 19, 2022	Grant Deed, Transfer · VA Mortgage ALAMEDA MORTGAGE CORP
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit ALTAONE FCU
Jun 14, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022
Deed Sale	Jan 19, 2022
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	20229335
Prior Transfer Date	Jan 11, 2022
Prior Transfer Doc	0000009335
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jan 19, 2022
Property Address	725 JAMES ST, RIDGECREST, CA 93555-5933
Document Number	0000009335
Map Reference	MB 38 PG 76-78
Instrument Date	Jan 11, 2022
Instrument	222009335
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 JAMES ST, RIDGECREST, CA 93555-5933

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 19, 2022
Property Address	725 JAMES ST, RIDGECREST, CA 93555-5933
Document Number	0000009334
Map Reference	MB 38 PG 76-78
Instrument Date	Dec 17, 2021
Instrument	222009334
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 JAMES ST, RIDGECREST, CA 93555-5933

Mortgage

Document Number	0000009336
Date	Jan 19, 2022
Instrument	222009336

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	725 JAMES ST, RIDGECREST, CA 93555-5933
Document Number	0000074168
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	725 JAMES ST RIDGECREST CA 935555933, RIDGECREST, CA 93555-5933

Mortgage

Document Number	0000074168
Date	Jun 14, 2018
Instrument	74168

Lender

Name	ALTAONE FCU
Type	Credit Union
Address	RIDGECREST, CA 93555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 13, 2043

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jun 14, 2018
Property Address	725 JAMES ST, RIDGECREST, CA 93555-5933
Document Number	0000074167
Instrument Date	May 31, 2018
Instrument	74167
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	725 JAMES ST RIDGECREST CA 935555933, RIDGECREST, CA 93555-5933

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	725 JAMES ST, RIDGECREST, CA 93555-5933
Document Number	0000089082
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 JAMES ST RIDGECREST CA 935555933, RIDGECREST, CA 93555-5933

Mortgage

Document Number	0000089082
Date	Jul 12, 2017
Instrument	89082

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,559 (+2%) Land $54,121 Building $373,438
2025	$5,412.00 (+6.51%)	$419,176 (+4.04%) Land $53,060 Building $366,116
2024	$5,081.00 (+3.15%)
2023	$4,926.00 (+43.62%)	$402,900 Land $51,000 Building $351,900
2022	$3,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Race Communications Fiber	1,000 / 1,000
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Frontier, Verizon.

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