Delaware County property record for 725 Howard St, Ryan, IA 52330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,372 sqft · built 1974 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,506 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 690000205200 |
| Primary APN | 690000205200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Basement Area | 1,372 sqft |
| Finished Basement | 725 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Garage Type | Detached |
| Garage Area | 1,888 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 254 sqft |
| Patio Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 725 HOWARD ST |
|---|---|
| City | RYAN |
| State | IA |
| Zip | 52330-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RYAN S 76' LT 3 BLK 20 EX N 66' RYAN LOT 4 BLK 20 & RR ST. & SOUTH ST. ON E. & S. |
| Legal Subdivision | ORIGINAL TOWN - RYAN |
| Legal Block | 20 |
| Legal Lot Number | 3,4 |
| Jurisdiction | DELAWARE IA |
| Township / Civil Division | ADAMS |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 950400 |
725 Howard St is owned and occupied by an individual who acquired it in June 2025.
Source: Delaware County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 725 HOWARD ST, RYAN, IA 52330-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2025 |
| Transfer Doc | 02025/1588 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 725 Howard St was $2,506 with a homeowner's exemption, down 23.8% from the year before.
Source: Delaware County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Delaware County |
| Municipality | Ryan City |
| Unified School District | West Delaware County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,900 (-19.11%) Land $10,500 Building $166,400 | $176,900 (-19.11%) Land $10,500 Building $166,400 | |
| 2025 | $2,506.00 (-23.78%) Homeowner's exemption | $218,700 Land $15,300 Building $203,400 | $218,700 Land $15,300 Building $203,400 |
| 2024 | $3,288.00 | ||
| 2023 | $208,300 (+24.21%) Land $15,300 Building $193,000 | $208,300 Land $15,300 Building $193,000 | |
| 2022 | $3,166.00 Homeowner's exemption | $167,700 Land $15,300 Building $152,400 | |
| 2021 | $167,700 Land $15,300 Building $152,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrite resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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