725 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 725 Harbour Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,225 sqft · built 2016
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,200,000 (Jan 2021)
Tax Bill	$29,216 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`087700 5 104A28`

Property Details

APN / Parcel Number

Primary APN	`087700 5 104A28`
Alternative APNs	`128806800070234005104` `12880680007`

Interior

Stories	2 Stories
Building Area	3,225 sqft Living Area
1st Floor Area	3,225 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Pool Area	480 sqft
Deck Area	628 sqft

Location & Zoning

Street Address	725 HARBOUR DR
City	NAPLES
State	FL
Zip	34103-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 4 BLK 5 LOT 10
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 4
Legal Tract	087700
Legal Block	5
Legal Lot Number	10
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 HARBOUR DR, NAPLES, FL 34103-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Jun 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20215986349
Deed Book / Page	5877 / 2362
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	725 HARBOUR DR, NAPLES, FL 34103-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055383197
Date	Aug 1, 2018
Book Page	5538/3197
Instrument	5593976

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 19, 2021
Property Address	725 HARBOUR DR, NAPLES, FL 34103-4426
Document Number	0058772362
Book / Page	5877 / 2362
Map Reference	MB 3 PG 102
Instrument Date	Dec 30, 2020
Instrument	5986349
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ISLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2700 BUCKTHORN WAY, 2700, NAPLES, FL 34105-3014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 HARBOUR DR, NAPLES, FL 34103-4426

Mortgage

Document Number	0058772364
Date	Jan 19, 2021
Instrument	5877/2364

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	1.23%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 26, 2018
Property Address	725 HARBOUR DR, NAPLES, FL 34103-4426
Document Number	0055253658
Book / Page	005525 / 003658
Instrument Date	Jun 13, 2018
Instrument	5577018
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 HARBOUR DR NAPLES FL 341034426, NAPLES, FL 34103-4426

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,354,690 (+2.7%)	$3,825,956 (-14.56%) Land $1,315,464 Building $2,510,492
2025	$29,216.00 (+3.74%) Homeowner's exemption	$3,266,495 (+5.99%)	$4,477,849 (-11.79%) Land $1,932,320 Building $2,545,529
2023	$28,164.00 (-2.76%) Homeowner's exemption	$3,081,977 (+3%)	$5,076,192 (+17.87%) Land $2,066,096 Building $3,010,096
2022	$28,963.00 Homeowner's exemption	$2,992,211	$4,306,532 Land $1,576,327 Building $2,730,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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