725 Grayson Ridge Ln, Durham, NC 27703 Property Records

Durham County property record for 725 Grayson Ridge Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,619 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Jul 2023)
Tax Bill	$5,541 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0840-22-7176`

Property Details

APN / Parcel Number

Primary APN	`0840-22-7176`
Alternative APN	`231632`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,619 sqft Heated Area

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	725 GRAYSON RIDGE LN
City	DURHAM
State	NC
Zip	27703-6844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 2.72
Legal Description	ELLIS ROAD/PH:03D/LT#314 PL:000206-000088
Legal Subdivision	ELLIS ROAD PHASE 3D
Legal Phase	3D
Legal Lot Number	314
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2003
Census Tract	1809

Owner

725 Grayson Ridge Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Deed Document Number	202369216
Deed Book / Page	9958 / 656
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 2, 2026
Property Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844
Document Number	0105580162
Book / Page	10558 / 162
Instrument Date	May 15, 2026
Instrument	2026176194
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844

Mortgage

Document Number	0000176203,
Date	Jun 2, 2026
Instrument	2026176203

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 2, 2026
Property Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844
Document Number	0000176194
Book / Page	10558 / 162
Instrument Date	May 15, 2026
Instrument	2026176194
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844

Mortgage

Document Number	0000176203,
Date	Jun 2, 2026
Instrument	2026176203

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 27, 2023
Property Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844
Document Number	0099580656
Book / Page	9958 / 656
Map Reference	MB 206 PG 88-94
Instrument Date	Jul 27, 2023
Instrument	2023069216
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	LENNAR TITLE INC, LENNAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 GRAYSON RIDGE LN, DURHAM, NC 27703-6844

Mortgage

Document Number	2023069217
Date	Jul 27, 2023
Instrument	2023069217

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,541.00 (+2.52%)	$545,255 (-) Land $124,300 Building $420,955	$545,255 (-) Land $124,300 Building $420,955
2025	$5,405.00	$545,255 Land $124,300 Building $420,955	$545,255 Land $124,300 Building $420,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Grayson Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Grayson Ridge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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