725 Fox Trail Ter, Cary, IL 60013 Property Records

McHenry County property record for 725 Fox Trail Ter, Cary, IL 60013

Property Summary

Property Type	Vacant Land
Lot Size	0.25 acres (10,895 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2025)
Tax Bill	$834 (2024)
Deeds & Mortgages	May 2023 Construction Loan Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-23-133-003`

Property Details

APN / Parcel Number

Primary APN	`19-23-133-003`

Exterior

Lot Area	10,895 sqft (0.25 acres)

Location & Zoning

Street Address	725 FOX TRAIL TER
City	CARY
State	IL
Zip	60013-3242
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	DOC 2023R0011431 LT 12 FOX TRAILS ESTATES UNIT 4
Legal Subdivision	FOX TRAILS ESTATES
Legal Lot Number	12
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3042
Census Tract	871312

Owner

725 Fox Trail Ter, vacant land, is owned by two individuals who bought it in October 2025.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 FOX TRAIL TER, CARY, IL 60013-3242
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Construction Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Oct 20, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 3, 2022	Warranty Deed, Transfer CT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	May 17, 2023 · Amount on File
Prior Transfer Date	Aug 31, 2011
Prior Transfer Doc	0000011687
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	725 FOX TRAIL TER, CARY, IL 60013-3242
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012675
Date	May 31, 2023
Instrument	2023R0012675

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 1, 2024

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 20, 2025
Property Address	725 FOX TRAIL TER, CARY, IL 60013-3242
Document Number	0000029096
Map Reference	DOC 2003R0127761
Instrument Date	Oct 3, 2025
Instrument	2025R0029096
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	705 FOX TRAIL TER, CARY, IL 60013-3242

Mortgage

Document Number	0000029097
Date	Oct 20, 2025
Instrument	2025R0029097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 17, 2023
Property Address	725 FOX TRAIL TER, CARY, IL 60013-3242
Document Number	0000011431
Map Reference	DOC 2003R0127761
Instrument Date	May 2, 2023
Instrument	2023R0011431
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 PLUM GROVE RD STE 202, 202, ROLLING MEADOWS, IL 60067-7479
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 3, 2022
Property Address	725 FOX TRAIL TER, CARY, IL 60013-3242
Document Number	0000008208
Map Reference	DOC 2003R0127761
Instrument Date	Feb 8, 2022
Instrument	2022R0008208
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CT

Transaction

Amount	Amount on Record
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 N OLD RAND RD, LAKE ZURICH, IL 60047-2204
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$834.00	$10,521 Land $10,521	$31,563 Land $31,563
2022		$8,493 Land $8,493	$25,479 Land $25,479

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 725 Fox Trail Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Fox Trail Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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