Harrison County property record for 725 Elder St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,254 sqft · built 2018 |
| Lot Size | 0.176 acres (7,676 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Dec 2023) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1410C-03-094.000 |
| Primary APN | 1410C-03-094.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,254 sqft Adjusted Area |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,676 sqft |
| Lot Dimensions | 101 ft deep x 76 ft wide |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 084338 |
|---|---|
| Street Address | 725 ELDER ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 ELDER STREET LLC SUBD LESS S 15 FT CITY BLK 107 SEC 28-7-9 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 28 |
| Legal Subdivision | ELDER STREET LLC SUBD |
| Legal Block | 107 |
| Legal Lot Number | 1 2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 3901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lameuse Street Historic District listed 2015 · 104 contributing resources · NRIS 15000301 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7840 NW 133RD TER, OKLAHOMA CITY, OK 73142-6081 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage THE COMMERCIAL BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 8, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on Record |
| Deed Sale | Dec 14, 2023 · Amount on Record |
| Deed Document Number | 2023-0007116-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 725 ELDER ST, BILOXI, MS 39530-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 20192373TJ2 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019-2373-T-J2 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 725 ELDER ST, BILOXI, MS 39530-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180001839TJ2 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 2018-0001839-T-J2 |
| Name | THE COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | MERIDIAN, MS 39301 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 25, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 725 ELDER ST, BILOXI, MS 39530-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200004626TJ2 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0004626-T-J2 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 725 ELDER ST, BILOXI, MS 39530-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 20192373TJ2 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019-2373-T-J2 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (+5.2%) | $14,669 (+55.57%) | $97,791 (+3.71%) Land $15,033 Building $82,758 |
| 2024 | $1,558.00 | ||
| 2023 | $9,429 | $94,291 Land $15,033 Building $79,258 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 8 (2005–2023) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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