725 E State St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 725 E State St, Cheboygan, MI 49721

Property Summary

Property Type	Commercial
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$102,000 (Dec 2023)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-B05-004-006-00`

Property Details

APN / Parcel Number

Primary APN	`052-B05-004-006-00`

Exterior

Lot Area	12,632 sqft (0.29 acres)
Lot Width	100 ft Width

Location & Zoning

Street Address	725 E STATE ST
City	CHEBOYGAN
State	MI
Zip	49721-2143
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CHARLES BELLANT'S ADDITION TO CHEBOYGAN VILLAGE, LOTS 6, 7, BLK 4. AND S 1/2 ADJ VAC ALLEY *EXC: US 23 ROW. (SEC 32,
Legal Range	01W
Legal Township	038
Legal Section	32
Legal Subdivision	CHARLES BELLANTS ADD TO CHEBOY
Legal Lot Number	6-7
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1050
Census Tract	960300

Owner

Source: Cheboygan County assessment roll, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	725 E STATE ST, CHEBOYGAN, MI 49721-2143
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK
May 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage 1ST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Jan 13, 2006
Deed Book / Page	1522 / 152
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 21, 2023
Property Address	725 E STATE ST, CHEBOYGAN, MI 49721-2143
Document Number	001522/152
Book / Page	1522 / 152
Instrument Date	Dec 18, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 W CARPENTER ST, CHARLEVOIX, MI 49720-1614

Mortgage

Document Number	0001522154
Date	Dec 21, 2023
Instrument	1522/154

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	725 E STATE ST, CHEBOYGAN, MI 49721-2143
Transaction Type	Mortgage
Record Updated	Jun 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1386/69
Date	May 31, 2019
Book Page	1386/69

Lender

Name	1ST COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,800 (-5.28%)	$107,600 (-5.28%)
2025	$3,841.00 (+62.96%)
2023		$56,800	$113,600
2022	$2,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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