725 E St, Gearhart (Seaside), OR 97138 Property Records

Clatsop County property record for 725 E St, Gearhart, OR 97138

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1918
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual on Record
Last Sale	$350,000 (Jun 2024)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61010BC06500`

Property Details

APN / Parcel Number

Primary APN	`61010BC06500`
Alternative APN	`9570`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,136 sqft
1st Floor Area	896 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	9570
Street Address	725 E ST
City	SEASIDE
State	OR
Zip	97138-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GEARHART PARK LT 22 BLK 11
Legal Range	10
Legal Township	06
Legal Section	10
Legal Subdivision	GEARHART PARK
Legal Block	11
Legal Lot Number	22
Jurisdiction	CLATSOP OR
Township / Civil Division	ASTORIA
Census Block Group	2
Census Block	2040
Census Tract	950700

Owner

Source: Clatsop County assessment roll, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4147 NE FLANDERS ST, PORTLAND, OR 97232-3325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	20243397
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0000006002
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	725 E ST, GEARHART, OR 97138-4029
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009881
Date	Oct 4, 2021
Instrument	202109881

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLATSOP OR
Recording Date	Jul 27, 2020
Property Address	725 E ST, GEARHART, OR 97138-4029
Document Number	0000006002
Instrument Date	Jul 27, 2020
Instrument	6002
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3939 S BOND AVE #330 PORTLAND OR 972394680, 330, PORTLAND, OR 97239-4680

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Oct 31, 2019
Property Address	725 E ST, GEARHART, OR 97138-4029
Document Number	0000008378
Instrument Date	Oct 29, 2019
Instrument	201908378
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	TICOR TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4052 SW HUBER ST, PORTLAND, OR 97219-6186

Mortgage

Document Number	0000008379
Date	Oct 31, 2019
Instrument	201908379

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Gearhart City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00 (+1.21%)	$160,590 (+6.09%)	$451,713 (+13.26%) Land $304,750 Building $146,963
2023	$1,733.00 (+3.09%)	$151,374 (+3%)	$398,835 (+25.52%) Land $230,612 Building $168,223
2022	$1,681.00	$146,966	$317,753 Land $200,533 Building $117,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 individual policies
Nearby Flood Policies	118 units insured incl. 7 condo units
Nearby Flood Claims	7 (1996–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318
Water Source	Purchased surface water from CITY OF WARRENTON
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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