725 E Lake Blvd, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 725 E Lake Blvd, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,162 sqft · built 1937
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$189,525 (Dec 2024)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jan 2023 Transfer + 1 more
APN	`06-4.0-20-004-003-007.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-20-004-003-007.000`

Interior

Building Area	1,162 sqft Base Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	725 E LAKE BLVD
City	SAINT JOSEPH
State	MO
Zip	64503-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:GUTHRIE'S ADDITION LOT:7 BLK:8LGL DESC:& LOT 8
Legal Subdivision	GUTHRIES ADDITION
Legal Block	8
Legal Lot Number	7-8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1008
Census Tract	2100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA
Jan 31, 2023	Intrafamily Transfer, Transfer PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	202410403
Deed Book / Page	3803 / 947
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	003784/237
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 30, 2024
Property Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439
Document Number	003803/947
Book / Page	3803 / 947
Instrument Date	Dec 27, 2024
Instrument	2024010403
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2308 VALLEY BROOK LN, SAINT JOSEPH, MO 64503-1248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439

Mortgage

Document Number	2024010404
Date	Dec 30, 2024
Instrument	2024010404

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jan 31, 2023
Property Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439
Document Number	003784/237
Book / Page	3784 / 237
Instrument Date	Jan 31, 2023
Instrument	2023000714
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 30, 2018
Property Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439
Document Number	2018004819
Instrument Date	May 30, 2018
Instrument	2018004819
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E LAKE BLVD, SAINT JOSEPH, MO 64503-3439

Mortgage

Document Number	2018004820
Date	May 30, 2018
Instrument	2018004820

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+0.1%)	$14,220 (+5.33%) Land $3,800 Building $10,420	$74,840 (+5.36%) Land $20,000 Building $54,840
2024	$1,026.00 (+14.77%)
2023	$894.00 (-0.67%)	$13,500 (-) Land $3,800 Building $9,700	$71,030 (-) Land $20,000 Building $51,030
2022	$900.00	$13,500 Land $3,800 Building $9,700
2021			$71,030 Land $20,000 Building $51,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on E Lake Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures