725 E Ave, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 725 E Ave, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,404 sqft · built 2002
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,955,000 (Jul 2025)
Tax Bill	$19,572 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21E03DB03600`

Property Details

APN / Parcel Number

Primary APN	`21E03DB03600`
Alternative APN	`00195292`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00195292
Street Address	725 E AVE
City	LAKE OSWEGO
State	OR
Zip	97034-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	29 1ST ADD TO OSWEGO LT 8 PT LT 7 BLK 6
Legal Range	1E
Legal Township	2S
Legal Section	03
Legal Subdivision	1ST ADD TO OSWEGO
Legal Block	6
Legal Lot Number	8,7
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2028
Census Tract	20102

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOUG MENDENHALL
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 11, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Jan 10, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DOUG MENDENHALL
Dec 27, 2017	Loan Modification, Mortgage · Line of Credit HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	202526709
Prior Transfer Date	Aug 9, 2002
Prior Transfer Doc	0000075309
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026859
Date	May 9, 2022
Instrument	2022-026859

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E AVE, LAKE OSWEGO, OR 97034-2246

Mortgage

Document Number	0000103208
Date	Nov 23, 2021
Instrument	2021-103208

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Document Number	0000071702
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E AVE LAKE OSWEGO OR 970342246, LAKE OSWEGO, OR 97034-2246

Mortgage

Document Number	0000071702
Date	Nov 13, 2019
Instrument	71702

Lender

Name	DOUG MENDENHALL
Address	2344 NE 23RD AVE, PORTLAND, OR 97212-4818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 12, 2021

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Document Number	0000007965
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E AVE LAKE OSWEGO OR 970342246, LAKE OSWEGO, OR 97034-2246

Mortgage

Document Number	0000007965
Date	Feb 15, 2019
Instrument	7965

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Document Number	0000063910
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 E AVE LAKE OSWEGO OR 970342246, LAKE OSWEGO, OR 97034-2246

Mortgage

Document Number	0000063910
Date	Oct 17, 2018
Instrument	63910

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 10, 2018
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Instrument Date	Jan 4, 2018
Instrument	2010
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 E AVE LAKE OSWEGO OR 970342246, LAKE OSWEGO, OR 97034-2246

Mortgage

Document Number	0000002010
Date	Jan 10, 2018
Instrument	2010

Lender

Name	DOUG MENDENHALL
Address	2344 NE 23RD AVE, PORTLAND, OR 97212-4818

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2019

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLACKAMAS OR
Property Address	725 E AVE, LAKE OSWEGO, OR 97034-2246
Document Number	0000004476
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E AVE LAKE OSWEGO OR 970342246, LAKE OSWEGO, OR 97034-2246

Mortgage

Document Number	0000004476
Date	Jan 22, 2018
Instrument	4476

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,572.00 (+5.85%)	$1,021,421 (+6.09%)	$1,882,713 (+8.46%) Land $693,563 Building $1,189,150
2023	$18,491.00	$962,788	$1,735,869 Land $635,249 Building $1,100,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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