St. Charles County property record for 725 Diamond Pointe Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,547 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,500 (Apr 2016) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A982001455 |
| Primary APN | A982001455 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,547 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 1,463 sqft |
| Basement Area | 1,445 sqft |
| Finished Basement | 1,084 sqft |
| Unfinished Basement | 361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982001455 |
|---|---|
| Street Address | 725 DIAMOND POINTE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-7900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | DIAMOND POINTE #1 LOT 17 |
| Legal Subdivision | DIAMOND PT #1 |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 311602 |
725 Diamond Pointe Ct is owned and occupied by two individuals who bought it in April 2016.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 DIAMOND POINTE CT, O FALLON, MO 63366-7900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK AND TRUST |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Prior Sale | Oct 7, 2013 · Amount on File |
| Deed Document Number | 2016190360 |
| Deed Book / Page | 6514 / 1504 |
| Prior Transfer Date | Mar 21, 2016 |
| Prior Transfer Doc | 0000190360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 8, 2026 |
| Property Address | 725 DIAMOND POINTE CT, O FALLON, MO 63366-7900 |
| Document Number | 0000026762 |
| Instrument Date | May 11, 2026 |
| Instrument | 202626762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 725 DIAMOND POINTE CT, O FALLON, MO 63366-7900 |
| Document Number | 0000026762, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202626762 |
| Name | ENTERPRISE BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 725 DIAMOND POINTE CT, O FALLON, MO 63366-7900 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 725 DIAMOND POINTE CT, O FALLON, MO 63366-7900 |
| Document Number | 0000029912 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023R-029912 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 2, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 725 Diamond Pointe Ct was $3,574.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,717 (+5.66%) | $309,034 (+5.66%) Land $60,000 Building $249,034 | |
| 2025 | $3,574.00 | $55,570 | $292,474 Land $60,000 Building $232,474 |
| 2023 | $51,044 | ||
| 2022 | $268,653 Land $50,000 Building $218,653 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 725 Diamond Pointe Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 725 Diamond Pointe Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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