Horry County property record for 725 Cypress Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1999 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (Feb 2014) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 461-08-01-0065 |
| Primary APN | 461-08-01-0065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Deck Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 725 CYPRESS DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN TERR 2; LT 8 BL 26 |
| Legal Subdivision | OCEAN TERR 2 |
| Legal Lot Number | 8 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 51202 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Aug 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK |
| Aug 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Nov 17, 2023 | Warranty Deed, Transfer |
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage BECKER GEORGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2014 · Amount on Record |
| Deed Sale | Feb 19, 2014 · Amount on Record |
| Deed Document Number | 201417097 |
| Deed Book / Page | 3715 / 3498 |
| Last Transfer Date | Nov 17, 2023 |
| Transfer Doc | 0047471982 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Number | 66390000002549 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 0000006639/0000002549 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RESERVE TITLE SERVICES, RESERVE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Number | 69410000000092 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 0000006941/0000000092 |
| Name | MAGNOLIA BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1013 Months |
| Due | Jan 1, 2110 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RESERVE TITLE SERVICES, RESERVE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Number | 69410000000109 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 0000006941/0000000109 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1013 Months |
| Due | Jan 1, 2110 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 17, 2023 |
| Property Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Number | 0047471982 |
| Book / Page | 4747 / 1982 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023000127836 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jan 12, 2022 |
| Property Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Number | 0045040930 |
| Book / Page | 4504 / 930 |
| Instrument Date | Jan 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 CYPRESS DR, SURFSIDE BEACH, SC 29575-3426 |
| Document Number | 0065042937 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 6504/2937 |
| Name | BECKER GEORGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2023 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,819.00 (-66.26%) | $413,222 (-) Land $250,000 Building $163,222 | |
| 2024 | $5,392.00 (+198.4%) | $16,529 (+13.08%) Land $10,000 Building $6,529 | $413,222 (+66.81%) Land $250,000 Building $163,222 |
| 2023 | $1,807.00 (-46.24%) | $14,617 (+47.51%) Land $7,789 Building $6,828 | $247,720 (-) Land $133,920 Building $113,800 |
| 2021 | $3,361.00 | $9,909 Land $5,357 Building $4,552 | $247,720 Land $133,920 Building $113,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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