725 Cottontree Rd, Walton, WV 25286 Property Records

Roane County property record for 725 Cottontree Rd, Walton, WV 25286 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,627 sqft · built 1930
Lot Size	41 acres (1,785,960 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Oct 2023)
Tax Bill	$385 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-0038.0000`

Property Details

APN / Parcel Number

Primary APN	`09-24-0038.0000`
Alternative APNs	`44-09-0024-0038-0000` `4409 24003800000000` `44-09-24-0038.0000` `96079601`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	1,785,960 sqft (41 acres)
Terrain	Rolling
Porch	Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	96079601
Old Parcel Number	4409 24003800000000
Street Address	725 COTTONTREE RD
City	WALTON
State	WV
Zip	25286-9097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41 SUR COTTONTREE
Jurisdiction	ROANE WV
Township / Civil Division	III
Census Block Group	3
Census Block	3000
Census Tract	962901

Owner

Source: Roane County records · APN 09-24-0038.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	725 COTTONTREE RD, WALTON, WV 25286-9097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2023	Warranty Deed, Transfer · FHA Mortgage VICTORIAN FINANCE LLC
Oct 15, 2018	Deed, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2023 · Amount on Record
Deed Sale	Oct 03, 2023 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2189444
Deed Book / Page	645 / 545
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Oct 03, 2023
Property Address	725 COTTONTREE RD, WALTON, WV 25286-9097
Document Number	000645/545
Book / Page	645 / 545
Instrument Date	Sep 27, 2023
Instrument	2189444
Transaction Type	Transfer
Record Updated	Nov 02, 2023
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 COTTONTREE RD, WALTON, WV 25286-9097

Mortgage

Document Number	0002189445
Date	Oct 03, 2023
Instrument	2189445

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Oct 15, 2018
Property Address	725 COTTONTREE RD, WALTON, WV 25286-9097
Document Number	000582/522
Book / Page	582 / 522
Map Reference	DB 186 PG 70
Instrument Date	Oct 15, 2018
Instrument	2152936
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 HAYDEN RD, GRAND JUNCTION, CO 81503-2466

Mortgage

Document Number	000348/102
Date	Oct 15, 2018
Book Page	348/102
Instrument	2152937

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 (+10.63%) Homeowner's exemption	$63,840 (+7.8%) Land $30,300 Building $33,540	$106,400 (+7.8%) Land $50,500 Building $55,900
2023	$348.00 (-32.16%) Homeowner's exemption	$59,220 (+3.35%) Land $27,960 Building $31,260	$98,700 (+3.35%) Land $46,600 Building $52,100
2022	$513.00	$57,300 Land $26,820 Building $30,480	$95,500 Land $44,700 Building $50,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879629013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of West Virginia
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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