Lake County property record for 725 Clover Dr, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,192 sqft · built 1954 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-066-090-000 |
| Primary APN | 004-066-090-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,192 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Construction Type | Wood |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Area | 1,152 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 725 CLOVER DR |
|---|---|
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 100 |
Source: Lake County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 982, UPPER LAKE, CA 95485-0982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 725 CLOVER DR, UPPER LAKE, CA 95485 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | PO BOX 982, UPPER LAKE, CA 95485-0982 |
| Document Number | 0000015788 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022015788 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 725 CLOVER DR, UPPER LAKE, CA 95485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000008838 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020008838 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,670.00 (+3.28%) Homeowner's exemption | $153,288 (+4.04%) Land $83,612 Building $69,676 |
| 2023 | $1,617.00 (-2.47%) Homeowner's exemption | $147,337 Land $80,366 Building $66,971 |
| 2022 | $1,658.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: DigitalPath.
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