725 Cherry St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 725 Cherry St, Rome, NY 13440

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,118 sqft · built 1920
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$35,000 (Aug 2014)
Tax Bill$2,725 (2026)
Deeds & MortgagesAug 2025 Transfer
Apr 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN301301 223.019-3-75

Property Details

APN / Parcel Number

Primary APN301301 223.019-3-75
Alternative APNs
  • 130122301900030750000000
  • 301301 223.019-0003-075
  • 36220 05

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,118 sqft Total Area
1st Floor Area1,179 sqft
2nd Floor Area939 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Width50 ft Width
PorchSlab
Porch Area344 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number36220 05
Street Address725 CHERRY ST
CityROME
StateNY
Zip13440-4105
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2
Legal DescriptionH&L 50X95
Legal Block3
Legal Lot Number75.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group2
Census Block2006
Census Tract26300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Rome Residential Historic District
listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address54 STATE ST, 804, ALBANY, NY 12207-2524
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2025Quit Claim Deed, Transfer
Quitclaim
Apr 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
NBT BK
May 28, 2019Loan Modification, Mortgage
NBT BK
Feb 3, 2017Deed of Trust, Mortgage
NBT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2014 · Amount on Record
Deed SaleAug 19, 2014 · Amount on Record
Deed Book / Page2014 / 11353
Last Transfer DateAug 1, 2025
Transfer Doc0000009940
Record UpdatedOct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONEIDA NY
Recording DateAug 12, 2025
Property Address725 CHERRY ST, ROME, NY 13440-4105
Document Number0000009940
Instrument DateAug 1, 2025
Instrument2025-009940
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 STATE ST STE 804, 804, ALBANY, NY 12207-2524

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address725 CHERRY ST, ROME, NY 13440-4105
Document Number0000006386
Instrument DateApr 29, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9766 POWELL RD HOLLAND PATENT NY 133544335, HOLLAND PATENT, NY 13354-4335

Mortgage

Document Number0000006386
DateMay 28, 2019
Instrument6386
Lender
NameNBT BK
TypeBank
AddressHERKIMER, NY 13350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionONEIDA NY
Recording DateMay 28, 2019
Property Address725 CHERRY ST, ROME, NY 13440-4105
Instrument DateApr 29, 2019
Instrument6387
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9766 POWELL RD HOLLAND PATENT NY 133544335, HOLLAND PATENT, NY 13354-4335

Mortgage

Document Number0000006387
DateMay 28, 2019
Instrument6387
Lender
NameNBT BK
TypeBank
AddressNORWICH, NY 13815
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address725 CHERRY ST, ROME, NY 13440-4105
Document Number0000003505
Instrument DateFeb 3, 2017
Transaction TypeMortgage
Record UpdatedMar 14, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9766 POWELL RD HOLLAND PATENT NY 133544335, HOLLAND PATENT, NY 13354-4335

Mortgage

Document Number0000003505
DateMar 8, 2017
Instrument3505
Lender
NameNBT BK
TypeBank
AddressHERKIMER, NY 13350
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,725.00
2025$58,000 (-) Land $11,100 Building $46,900$136,471 (+6.78%) Land $26,118 Building $110,353
2023$58,000 (-) Land $11,100 Building $46,900$127,810 (+17.92%) Land $24,460 Building $103,350
2022$5,157.00$58,000 Land $11,100 Building $46,900$108,391 Land $20,744 Building $87,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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