725 Cherry Cir, Elburn, IL 60119 Property Records

Kane County property record for 725 Cherry Cir, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2023)
Tax Bill	$11,797 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-351-010`

Property Details

APN / Parcel Number

Primary APN	`11-04-351-010`

Exterior

Lot Area	7,718 sqft (0.177 acres)

Location & Zoning

Street Address	725 CHERRY CIR
City	ELBURN
State	IL
Zip	60119-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION UNIT 1 LT 255
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	255
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1018
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 CHERRY CIR, ELBURN, IL 60119-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Dec 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA
Apr 29, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202314206
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2023
Property Address	725 CHERRY CIR, ELBURN, IL 60119-3429
Document Number	0000014206
Map Reference	DOC 2019K030475
Instrument Date	Apr 20, 2023
Instrument	2023K014206
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	725 CHERRY CIR, ELBURN, IL 60119-3429

Mortgage

Document Number	0000014207
Date	May 4, 2023
Instrument	2023K014207

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 22, 2021
Property Address	725 CHERRY CIR, ELBURN, IL 60119-3429
Document Number	0000094625
Map Reference	DOC 2019K030475
Instrument Date	Dec 21, 2021
Instrument	2021K094625
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	725 CHERRY CIR, ELBURN, IL 60119-3429

Mortgage

Document Number	0000094626
Date	Dec 22, 2021
Instrument	2021K094626

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 29, 2021
Property Address	725 CHERRY CIR, ELBURN, IL 60119-3429
Document Number	0000033609
Map Reference	DOC 2019K080475
Instrument Date	Apr 28, 2021
Instrument	2021K033609
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$343.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N 1ST ST, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,797.00 (+5.32%)
2024		$136,765 (+16.53%) Land $19,890 Building $116,875	$410,459 (+16.58%) Land $59,694 Building $350,765
2022	$11,201.00 Homeowner's exemption	$117,364 (+126,097.85%) Land $16,475 Building $100,889	$352,092 (+126,097.85%) Land $49,425 Building $302,667
2021		$93 Land $93	$279 Land $279

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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