Kershaw County property record for 725 Cambridge Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,140 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Mar 2025) |
| Tax Bill | $458 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-20-00-008-S40 |
| Primary APN | 282-20-00-008-S40 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,140 sqft Gross Area |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 36 sqft |
| Account Number | 46364 |
|---|---|
| Street Address | 725 CAMBRIDGE LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | GERALD C MORRIS BY THOMAS W BROADWAY JR |
| Legal Lot Number | 1 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970402 |
725 Cambridge Ln is owned and occupied by an individual who bought it in March 2025.
Source: Kershaw County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 725 CAMBRIDGE LN, LUGOFF, SC 29078-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on File |
| Deed Sale | Mar 27, 2025 · Amount on File |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Deed Document Number | 20252490 |
| Deed Book / Page | 5326 / 264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 725 CAMBRIDGE LN, LUGOFF, SC 29078-9434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 725 CAMBRIDGE LN, LUGOFF, SC 29078-9434 |
| Document Number | 0020237031 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 4997/284 |
| Instrument | 2023-7031 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Sep 1, 2044 |
The 2025 property tax bill for 725 Cambridge Ln was $458.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458.00 | $91,300 Land $15,000 Building $76,300 | $91,300 |
| 2023 | $36,102.00 | $91,300 Land $15,000 Building $76,300 | $91,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Cambridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Cambridge Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, TruVista Communications.
5G (outdoors only) and 4G LTE
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