Shiawassee County property record for 725 Ament St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Oct 2013) |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2018 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 050-070-003-007-00 |
| Primary APN | 050-070-003-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 725 AMENT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 3 BUSHS ADD |
| Legal Subdivision | BUSHS ADD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30800 |
725 Ament St is owned and occupied by an individual who bought it in October 2013.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 725 AMENT ST, OWOSSO, MI 48867-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jan 4, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2013 · Amount on File |
| Deed Sale | Oct 17, 2013 · Amount on File |
| Deed Document Number | 20133254995 |
| Deed Book / Page | 1191 / 957 |
| Prior Transfer Date | Aug 6, 2011 |
| Prior Transfer Doc | 0011620761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 725 AMENT ST, OWOSSO, MI 48867-4311 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 725 AMENT ST, OWOSSO, MI 48867-4311 |
| Document Number | 0012910099 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 1291/99 |
| Instrument | 3354998 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 178 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 725 AMENT ST, OWOSSO, MI 48867-4311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012410690 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 1241/690 |
| Instrument | 3305056 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Feb 1, 2026 |
The 2025 property tax bill for 725 Ament St was $1,687 with a homeowner's exemption, up 2.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,500 (+9.72%) | $131,000 (+9.72%) | |
| 2025 | $1,687.00 (+2.93%) Homeowner's exemption | $59,700 | $119,400 |
| 2024 | $1,639.00 | ||
| 2023 | $1,639.00 Homeowner's exemption | $49,300 | $98,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Ament St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 725 Ament St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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