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725 92nd St, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 725 92nd St, Surfside, FL 33154 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,286 sqft · built 1962
Lot Size0.141 acres (6,160 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Jul 2012)
Tax Bill$8,890 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN14-2235-006-2590

Property Details

APN / Parcel Number

Primary APN14-2235-006-2590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,286 sqft Living Area
Gross Area2,392 sqft
1st Floor Area2,286 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1992
Exterior MaterialCombination
Construction TypeConcrete Block
Lot Area6,160 sqft (0.141 acres)
Lot Dimensions112 ft deep x 55 ft wide
Deck AreaDeck Area
Patio Area748 sqft

Location & Zoning

Street Address725 92ND ST
CitySURFSIDE
StateFL
Zip33154-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALTOS DEL MAR NO 5 PB 8-92 LOT 24 BLK 13 LOT SIZE 55.000 X 112 OR 19749-4458 06 2001 1 COC 23640-2196 07 2005 1
Legal Range42E
Legal Township52S
Legal Section35
Legal SubdivisionALTOS DEL MAR NO 5
Legal Block13
Legal Lot Number24
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group2
Census Block2016
Census Tract3804

Owner

Source: Miami-Dade County records · APN 14-2235-006-2590

Assessment roll updated July 21, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 92ND ST, SURFSIDE, FL 33154-3019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Feb 01, 2024Deed of Trust, Mortgage · Conventional Mortgage
MCM CAPITAL SOLUTIONS
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Aug 16, 2021Deed of Trust, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2012 · Amount on Record
Deed SaleJul 17, 2012 · Amount on Record
Prior SaleMar 05, 2012 · Amount on Record
Deed Document Number2012499956
Deed Book / Page28189 / 3814
Prior Transfer DateOct 11, 1993
Prior Transfer Doc1613000751
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateApr 13, 2026
Property Address725 92ND ST, SURFSIDE, FL 33154-3019
Document Number0000243103
Book / Page35248 / 2975
Instrument DateMar 26, 2026
Instrument2026243103
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 92ND ST, SURFSIDE, FL 33154-3019

Mortgage

Document Number0000243103,
DateApr 13, 2026
Book Page35248/2975
Instrument2026243103
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address725 92ND ST, SURFSIDE, FL 33154-3019
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 92ND ST, SURFSIDE, FL 33154-3019

Mortgage

Document Number0000083955
DateFeb 01, 2024
Book Page34075/4949
Instrument2024R0083955
Lender
NameMCM CAPITAL SOLUTIONS
TypeNon-Lending Institution
AddressHIALEAH, FL 33016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address725 92ND ST, SURFSIDE, FL 33154-3019
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034352
DateJan 13, 2020
Book Page31776/0790
Instrument2020R0034352
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address725 92ND ST, SURFSIDE, FL 33154-3019
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 92ND ST, SURFSIDE, FL 33154-3019

Mortgage

Document Number0000600245
DateAug 16, 2021
Book Page32682/1900
Instrument2021R0600245
Lender
NameIBERIABANK
TypeBank
AddressMIAMI BEACH, FL 33140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 02, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,890.00 (+3.06%) Homeowner's exemption$497,418 (+5.99%)$1,318,552 (+20.5%) Land $1,078,000 Building $240,552
2024$8,626.00 (+2.08%)
2023$8,450.00 (+2.74%) Homeowner's exemption$469,321 (+3%)$1,094,193 (+26.7%) Land $850,121 Building $244,072
2022$8,225.00 Homeowner's exemption$455,652$863,634 Land $616,096 Building $247,538

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 143 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies434 units insured
291 under condo master policies
Nearby Flood Claims47 (1979–2024)
Claims Outside the SFHA4 of 47
Most Recent ClaimJun 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Hotwire Communications, Cogeco Cable Holdings II, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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