725 77th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 725 77th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,382 sqft · built 2006
Lot Size3.03 acres (131,987 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Jun 2002)
Tax Bill$4,790 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN20810-0010-7

Property Details

APN / Parcel Number

Primary APN20810-0010-7
Alternative APN
  • 3317252081000107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,382 sqft Living Area
Gross Area5,476 sqft
1st Floor Area1,632 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area131,987 sqft
Garage TypeAttached
Garage Area270 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area1,192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address725 77TH ST E
CityPALMETTO
StateFL
Zip34221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionBEG AT THE NE COR OF TH US GOVT LOT 2, FOR A POB; TH N 88 DEG 45 MIN 55 SEC W, ALG THE N LN OF SD US GOVT LOT 2, A DIST OF 253.15 FT; TH S 00 DEG 00 MIN 53 SEC W, PAR WITH THE
Legal Range17E
Legal Township33S
Legal Section25
Legal Lot Number2
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group3
Census Block3025
Census Tract1604

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7605 BISHOP HARBOR RD, PALMETTO, FL 34221-8824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2002 · Amount on Record
Deed SaleJun 12, 2002 · Amount on Record
Deed Book / Page1752 / 801
Last Transfer DateApr 1, 2004
Transfer Doc0001955868
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address7605 BISHOP HARBOR RD, PALMETTO, FL 34221-8824
Document Number0026683076
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7605 BISHOP HARBOR RD PALMETTO FL 342218824, PALMETTO, FL 34221-8824

Mortgage

Document Number0026683076
DateApr 7, 2017
Book Page002668/003076
Instrument41032174
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 6, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,869 (+2.7%)$722,512 (-0.89%) Land $150,960 Building $571,552
2025$4,790.00 (+6.49%) Homeowner's exemption$368,908 (+5.99%)$729,009 (+4.66%) Land $150,960 Building $578,049
2024$4,498.00 (+1.31%)
2023$4,440.00 (+2.73%) Homeowner's exemption$348,069 (+3%)$696,535 (+12.72%) Land $150,960 Building $545,575
2022$4,322.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$337,931$617,956 Land $148,000 Building $469,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims40 (2012–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 20 claims
  • Hurricane Idalia, Sep 2023 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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