725 3rd St S, Waterville, MN 56096 Property Records

Le Sueur County property record for 725 3rd St S, Waterville, MN 56096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,127 sqft · built 1900
Lot Size0.84 acres (36,590 sqft)
OwnerIndividual Name on File
Tax Bill$2,106 (2026)
Deeds & MortgagesOct 2018 Refinance
Flood ZoneZone X (minimal risk)
APN24.026.8100

Property Details

APN / Parcel Number

Primary APN24.026.8100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,127 sqft Living Area
Gross Area336 sqft
1st Floor Area1,168 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,590 sqft (0.84 acres)
Lot Dimensions174 ft deep x 211 ft wide
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area60 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address725 3RD ST S
CityWATERVILLE
StateMN
Zip56096-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-26 TWP-109 RANGE-023 .84 AC .84 AC OF SW 1/4 OF SW 1/4 & OF LOT O OF B & H PLAT
Legal Range23
Legal Township109
Legal Section26
Legal Lot NumberO
JurisdictionLE SUEUR MN
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4020
Census Tract950400

Owner

725 3rd St S is owned and occupied by an individual.

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address725 3RD ST S, WATERVILLE, MN 56096-1421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE SUEUR MN
Property Address725 3RD ST S, WATERVILLE, MN 56096-1421
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA418719
DateOct 31, 2018
InstrumentA418719
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 725 3rd St S was $2,106 with a homeowner's exemption.

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLe Sueur County
MunicipalityWaterville City
Unified School DistrictWaterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,106.00 Homeowner's exemption$176,300 Land $57,300 Building $119,000$176,300 Land $57,300 Building $119,000
2025$2,106.00
2023$1,756.00 Homeowner's exemption$157,400 Land $49,300 Building $108,100$157,400 Land $49,300 Building $108,100
2022$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 3rd St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1983–2024)
Claims Outside the SFHA4 of 8
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 3rd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaterville
serves 1,868 people · EPA ID MN1400015
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Midco
Cable · Fixed Wireless in parts of the area
1,250 / 250
Verizon
Fixed Wireless
300 / 20
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on 3rd St S

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