Howard County property record for 725 2nd St E, Cresco, IA 52136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1952 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Sep 2024) |
| Tax Bill | $2,260 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320100320010000 |
| Primary APN | 320100320010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Basement Area | 1,096 sqft |
| Finished Basement | 525 sqft |
| Unfinished Basement | 571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 17,772 sqft (0.408 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 725 2ND ST E |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOT 20 & LOT 21 EX N 7' BLK 3 WAVERLY ADDN |
| Legal Subdivision | WAVERLY ADDN |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | VERNON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 960100 |
Source: Howard County records · APN 320100320010000
Assessment roll updated October 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 732 N ELM ST, CRESCO, IA 52136-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK |
| Jun 02, 2017 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage CUSB BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2024 · Amount on Record |
| Deed Sale | Sep 09, 2024 · Amount on Record |
| Prior Sale | Jun 02, 2017 · Amount on Record |
| Deed Document Number | 20241229 |
| Deed Book / Page | 2024 / 1229 |
| Prior Transfer Date | May 23, 2017 |
| Prior Transfer Doc | 0000000879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 725 2ND ST E, CRESCO, IA 52136-1145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021/392 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 2021/392 |
| Instrument | 2021 0392 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Jun 02, 2017 |
| Property Address | 725 2ND ST E, CRESCO, IA 52136-1145 |
| Document Number | 2017/0879 |
| Book / Page | 2017 / 0879 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017 0879 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 2ND ST E, CRESCO, IA 52136-1145 |
| Document Number | 2017/0880 |
|---|---|
| Date | Jun 02, 2017 |
| Book Page | 2017/0880 |
| Instrument | 2017 0880 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,260.00 Homeowner's exemption | $147,150 (+10.68%) Land $17,910 Building $129,240 | $147,150 (+10.68%) Land $17,910 Building $129,240 |
| 2024 | $2,260.00 (+2.17%) | ||
| 2023 | $132,950 (+18.62%) Land $17,910 Building $115,040 | $132,950 (+18.62%) Land $17,910 Building $115,040 | |
| 2022 | $2,212.00 Homeowner's exemption | $112,080 Land $17,910 Building $94,170 | |
| 2021 | $112,080 Land $17,910 Building $94,170 |
Source: FEMA National Flood Hazard Layer as of September 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 325 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRESCO WATERWORKS serves 3,913 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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