725 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 725 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 950 sqft · built 1956
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Jul 2020)
Tax Bill	$3,244 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0010-01430`

Property Details

APN / Parcel Number

Primary APN	`185-0010-01430`
Alternative APNs	`1093298` `1093296`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	950 sqft Gross Area
1st Floor Area	196 sqft
Basement Area	204 sqft
Finished Basement	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,650 sqft (0.244 acres)
Garage Area	784 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Storage Building	70 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1093296
Street Address	725 1ST ST
City	DULUTH
State	MN
Zip	55810-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 25 AND 26 SERIAL #
Legal Subdivision	PROCTORKNOTT TOWNSITE OF
Legal Block	10
Legal Lot Number	24-25
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3008
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 1ST ST, DULUTH, MN 55810-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 11, 2024	Quit Claim Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jul 28, 2020	Warranty Deed, Transfer · Conventional with PMI MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20201026580
Last Transfer Date	Dec 6, 2023
Transfer Doc	0001076151
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 8, 2026
Property Address	725 1ST ST, DULUTH, MN 55810-2704
Document Number	0001103285
Instrument Date	Jul 7, 2026
Instrument	20261103285
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 1ST ST, DULUTH, MN 55810-2704

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2024
Property Address	725 1ST ST, DULUTH, MN 55810-2704
Document Number	0001076151
Instrument Date	Dec 6, 2023
Instrument	1076151
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 1ST ST, PROCTOR, MN 55810-2704

Mortgage

Document Number	0001076152
Date	Jan 11, 2024
Instrument	1076152

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2020
Property Address	725 1ST ST, DULUTH, MN 55810-2704
Document Number	00T1026580
Instrument Date	Jul 24, 2020
Instrument	T1026580
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$667.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 1ST ST PROCTOR MN 558102704, PROCTOR, MN 55810-2704

Mortgage

Document Number	T1026581
Date	Jul 28, 2020
Instrument	T1026581

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,244.00 (+8.79%) Homeowner's exemption
2025	$2,982.00 (+18.62%) Homeowner's exemption	$247,900 (+5.62%) Land $22,000 Building $225,900	$247,900 (+5.62%) Land $22,000 Building $225,900
2024		$234,700 (+30.32%) Land $18,600 Building $216,100	$234,700 (+30.32%) Land $18,600 Building $216,100
2023	$2,514.00 Homeowner's exemption
2022		$180,100 Land $14,000 Building $166,100	$180,100 Land $14,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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