7248 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 7248 E Hwy 20, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,552 sqft · built 2003
Lot Size	14.7 acres (642,510 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jan 2023)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2021 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-131-040-000`

Property Details

APN / Parcel Number

Primary APN	`060-131-040-000`
Alternative APN	`060-131-04`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	2,552 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Construction Type	Wood
Lot Area	642,510 sqft (14.7 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	060-131-04
Street Address	7248 E HIGHWAY 20
City	LUCERNE
State	CA
Zip	95458-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	COUNTY OF LAKE
Legal Block	2
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2037
Census Tract	501

Owner

Source: Lake County records · APN 060-131-040-000

Assessment roll updated October 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 788, LUCERNE, CA 95458-0788
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 13, 2021	Grant Deed, Foreclosure SERVICELINK
Oct 22, 2021	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Aug 21, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	20231321
Prior Transfer Date	Oct 24, 2007
Prior Transfer Doc	0000024959
Record Updated	Jun 08, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 30, 2023
Property Address	7248 E HIGHWAY 20, LUCERNE, CA 95458-7804
Document Number	0000001321
Map Reference	MB 27 PG 36
Instrument Date	Dec 29, 2022
Instrument	2023001321
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9312 VALLEY VW, UPPER LAKE, CA 95485-9601

Mortgage

Document Number	0000001322
Date	Jan 30, 2023
Instrument	2023001322

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

December 2021: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Dec 13, 2021
Property Address	7248 E HIGHWAY 20, LUCERNE, CA 95458-7804
Document Number	0000020723
Map Reference	MB 27 PG 36
Instrument Date	Oct 26, 2021
Instrument	2021020723
Transaction Type	Foreclosure
Record Updated	Mar 18, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE CA
Recording Date	Oct 22, 2021
Property Address	7248 E HIGHWAY 20, LUCERNE, CA 95458-7804
Document Number	0000017908
Map Reference	MB 27 PG 36
Instrument Date	Oct 19, 2021
Instrument	2021017908
Transaction Type	Foreclosure
Record Updated	Feb 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Property Address	7248 E HIGHWAY 20, LUCERNE, CA 95458-7804
Document Number	0000012319
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7248 E HIGHWAY 20 LUCERNE CA 954587804, LUCERNE, CA 95458-7804

Mortgage

Document Number	0000012319
Date	Sep 24, 2018
Instrument	12319

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,543.00 (-12.84%)	$317,322 (-13.58%) Land $130,050 Building $187,272
2023	$4,065.00 (+0.89%)	$367,200 Land $153,000 Building $214,200
2022	$4,029.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), as of October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25

Based on FCC filings for 3 locations within half a mile of this property.

Nearby Properties on E Hwy 20

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures