7247 Riverside Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7247 Riverside Dr, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,728 sqft · built 1973
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jan 2011)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-235-0054-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-235-0054-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7247 RIVERSIDE DR
City	CLAY
State	MI
Zip	48001-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 130 PLAT NO 2 COLONY ISLES SUBDIVISION
Legal Range	15E
Legal Township	02N
Legal Section	01
Legal Subdivision	COLONY ISLES SUBDIVISION
Legal Lot Number	130
Legal Unit	130
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2015
Census Tract	647000

Owner

7247 Riverside Dr is owned and occupied by an individual who acquired it in April 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7247 RIVERSIDE DR, CLAY, MI 48001-4249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Apr 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2011 · Amount on File
Deed Sale	Jan 26, 2011 · Amount on File
Deed Document Number	20112530
Deed Book / Page	4110 / 215
Last Transfer Date	Apr 26, 2019
Transfer Doc	0005050912
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7247 RIVERSIDE DR, CLAY, MI 48001-4249
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7247 RIVERSIDE DR, CLAY, MI 48001-4249

Mortgage

Document Number	0005664876
Date	Oct 23, 2023
Book Page	5664/876
Instrument	2023018840

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7247 RIVERSIDE DR, CLAY, MI 48001-4249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049400396
Date	Apr 30, 2018
Book Page	4940/396
Instrument	2018010056

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7247 RIVERSIDE DR, CLAY, MI 48001-4249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050650567
Date	Jun 12, 2019
Book Page	5065/567
Instrument	2019011968

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 26, 2019
Property Address	7247 RIVERSIDE DR, CLAY, MI 48001-4249
Document Number	0050500912
Book / Page	005050 / 000912
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7247 RIVERSIDE DR CLAY MI 480014249, CLAY, MI 48001-4249

Tax Assessment & Valuation

The 2025 property tax bill for 7247 Riverside Dr was $3,548 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,100 (+4.04%)	$376,200
2025	$3,548.00 (+2.22%) Homeowner's exemption	$180,800
2024	$3,471.00		$361,600
2023		$148,400
2022	$3,304.00		$296,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7247 Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7247 Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

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