7246 Spring Mill Rd, Concord, VA 24538 Property Records

Campbell County property record for 7246 Spring Mill Rd, Concord, VA 24538 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,591 sqft · built 2002
Lot Size3.04 acres (132,422 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Jun 2018)
Tax Bill$1,193 (2026)
Deeds & MortgagesDec 2020 Refinance
Jul 2017 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN0490-0A000-038-D

Property Details

APN / Parcel Number

Primary APN0490-0A000-038-D
Alternative APNs
  • 800042529
  • 49-A-38D

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,591 sqft Living Area
Basement Area923 sqft
Finished Basement923 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area132,422 sqft (3.04 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number800042529
Street Address7246 SPRING MILL RD
CityCONCORD
StateVA
Zip24538-2379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING MILLS
JurisdictionCAMPBELL VA
Township / Civil DivisionRUSTBURG
Census Block Group1
Census Block1037
Census Tract20102

Owner

Source: Campbell County records · APN 0490-0A000-038-D

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING LLC
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
CENTRA CREDIT UNION
May 09, 2024Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT
Dec 03, 2020Intrafamily Transfer, Transfer
Jun 14, 2018Warranty Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC
Feb 15, 2017Warranty Deed, Transfer
UNKNOWN, SEVEN HILLS SETTLEMENT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleOct 07, 2014 · Amount on Record
Deed Document Number20182701
Last Transfer DateNov 17, 2020
Transfer Doc0000007399
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyBLUE CHIP TITLE SERVICES LLC, BLUE RDG TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200007400
DateDec 03, 2020
Instrument200007400
Lender
NameSTEARNS LENDING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170003602
DateJul 21, 2017
Instrument170003602
Lender
NameCENTRA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyDOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240002180
DateMay 09, 2024
Instrument240002180
Lender
NameUNIVERSITY OF VIRGINIA COMMUNITY CREDIT
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 03, 2054
Interest
Rate TypeAdjustable Rate

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMPBELL VA
Recording DateDec 03, 2020
Property Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
Document Number0200007399
Instrument DateNov 17, 2020
Instrument200007399
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7246 SPRING MILL RD, CONCORD, VA 24538-2379

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL VA
Recording DateJun 14, 2018
Property Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
Document Number0180002701
Instrument DateJun 12, 2018
Instrument180002701
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyTITLE AND CLOSING PROFS, TITLE & CLOSING WORKS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7246 SPRING MILL RD, CONCORD, VA 24538-2379

Mortgage

Document Number0180002702
DateJun 14, 2018
Instrument180002702
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL VA
Recording DateFeb 15, 2017
Property Address7246 SPRING MILL RD, CONCORD, VA 24538-2379
Document Number0170000804
Instrument DateJan 30, 2017
Instrument170000804
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyUNKNOWN, SEVEN HILLS SETTLEMENT LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7246 SPRING MILL RD, CONCORD, VA 24538-2379

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCampbell County
Unified School DistrictCampbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,193.00$265,200 (-) Land $26,200 Building $239,000$265,200 (-) Land $26,200 Building $239,000
2025$1,193.00$265,200 (-) Land $26,200 Building $239,000
2023$1,193.00$265,200 Land $26,200 Building $239,000$265,200 Land $26,200 Building $239,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (51031C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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