72450 Cactus Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 72450 Cactus Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,020 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2014)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`640-031-013`

Property Details

APN / Parcel Number

Primary APN	`640-031-013`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,650 sqft
1st Floor Area	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	72450 CACTUS DR
City	PALM DESERT
State	CA
Zip	92260-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 MB 038/024 DESERT PARADISE
Legal Subdivision	DESERT PARADISE
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3022
Census Tract	45103

Owner

72450 Cactus Dr is owned and occupied by an individual who bought it in July 2014.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	72450 CACTUS DR, PALM DESERT, CA 92260-2765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Prior Sale	Apr 28, 2009 · Amount on File
Deed Document Number	2014289145
Prior Transfer Date	Mar 7, 1994
Prior Transfer Doc	0000113097
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	72450 CACTUS DR, PALM DESERT, CA 92260-2765
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126778
Date	Mar 19, 2020
Instrument	2020-0126778

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 24, 2017
Property Address	72450 CACTUS DR, PALM DESERT, CA 92260-2765
Document Number	0000029707
Instrument Date	Jan 9, 2017
Instrument	29707
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72450 CACTUS DR PALM DESERT CA 922602765, PALM DESERT, CA 92260-2765

Tax Assessment & Valuation

The 2025 property tax bill for 72450 Cactus Dr was $4,610.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,721 (+2%) Land $79,678 Building $239,043
2025	$4,610.00	$312,472 Land $78,116 Building $234,356
2023	$4,345.00 (+3.72%)	$300,340 Land $75,084 Building $225,256
2022	$4,189.00
2021			$478,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72450 Cactus Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	19 of 32
Most Recent Claim	Mar 2010 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72450 Cactus Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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