7245 S Chapparal Cir E, Centennial (Aurora), CO 80016 Property Records

Arapahoe County property record for 7245 S Chapparal Cir E, Centennial, CO 80016

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,773 sqft · built 1990
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$882,000 (Jul 2019)
Tax Bill	$9,840 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2073-27-4-15-024`

Property Details

APN / Parcel Number

Primary APN	`2073-27-4-15-024`
Alternative APNs	`033110889` `33110889` `110889`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,773 sqft Living Area
Gross Area	5,968 sqft
1st Floor Area	1,649 sqft
2nd Floor Area	1,811 sqft
Basement Area	1,641 sqft
Finished Basement	1,313 sqft
Unfinished Basement	328 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	54,450 sqft
Lot Dimensions	272 ft deep x 202 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	702 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	165 sqft
Deck Area	179 sqft
Patio Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	033110889
Street Address	7245 S CHAPPARAL CIR E
City	CENTENNIAL
State	CO
Zip	80016-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Description	SUBDIVISIONCD 011233 SUBDIVISIONNAME CHAPPARAL 480 AMENDMENT NO 2 BLOCK 005 LOT 003 LOT 3 BLK 5 CHAPPARAL 480 AMENDMENT NO 2 EX M/R
Legal Range	66W
Legal Township	5S
Legal Section	27
Legal Quarter	4
Legal Subdivision	CHAPPARAL 480 AMENDMENT NO 2
Legal Block	005
Legal Lot Number	003,3
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1007
Census Tract	86400

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit ACADEMY BANK NA
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Oct 2, 1997 · Amount on Record
Deed Document Number	201968699
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Recording Date	May 12, 2026
Property Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131
Document Number	0000031488
Instrument Date	May 5, 2026
Instrument	202631488
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031488,
Date	May 12, 2026
Instrument	202631488

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	GUARDIAN TITLE AGENCY, GUARDIAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1155868
Date	Oct 12, 2021
Instrument	E1155868

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9036523
Date	Apr 24, 2019
Instrument	D9036523

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	80327

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 12, 2019
Property Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131
Document Number	00D9068699
Instrument Date	Jun 28, 2019
Instrument	D9068699
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRESTIGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 S CHAPPARAL CIR E, CENTENNIAL, CO 80016-2131

Mortgage

Document Number	00D9068700
Date	Jul 12, 2019
Instrument	D9068700

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,353 (+3.18%)	$1,354,600 (-) Land $287,500 Building $1,067,100
2025	$9,840.00 (+1.54%)	$84,663 (-8.63%)	$1,354,600 (-5.79%) Land $287,500 Building $1,067,100
2024	$9,691.00 (+48.86%)
2023		$92,655	$1,437,900 Land $287,500 Building $1,150,400
2021	$6,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARAPAHOE CNTY WWWA private · serves 31,000 people · EPA ID CO0203002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Kellin Communications.

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