7245 Red Pine Rd, Cottage Grove, MN 55016 Property Records

Washington County property record for 7245 Red Pine Rd, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,388 sqft · built 2002
Lot Size	0.304 acres (13,225 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Jul 2014)
Tax Bill	$6,586 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-027-21-22-0053`

Property Details

APN / Parcel Number

Primary APN	`08-027-21-22-0053`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Living Area
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,225 sqft (0.304 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7245 RED PINE RD
City	COTTAGE GROVE
State	MN
Zip	55016-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME TIMBER RIDGE LOT 11 BLOCK 2 SUBDIVISIONCD 00690
Legal Range	21W
Legal Township	27N
Legal Section	08
Legal Subdivision	TIMBER RIDGE
Legal Block	2
Legal Lot Number	11
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	2
Census Block	2000
Census Tract	71210

Owner

7245 Red Pine Rd is owned and occupied by two individuals who bought it in July 2014.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7245 RED PINE RD, COTTAGE GROVE, MN 55016-1134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2014 · Amount on File
Deed Sale	Jul 2, 2014 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	20143992582
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	7245 RED PINE RD, COTTAGE GROVE, MN 55016-1134
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004488530
Date	Nov 10, 2025
Instrument	4488530

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	7245 RED PINE RD, COTTAGE GROVE, MN 55016-1134
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004338720
Date	Oct 6, 2021
Instrument	4338720

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 7245 Red Pine Rd was $6,586 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,586.00 Homeowner's exemption
2025		$501,800 (+3.96%) Land $125,000 Building $376,800	$501,800 (+3.96%) Land $125,000 Building $376,800
2024		$482,700 Land $110,000 Building $372,700	$482,700 Land $110,000 Building $372,700
2023	$5,760.00
2022		$468,700 Land $113,900 Building $354,800	$468,700 Land $113,900 Building $354,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7245 Red Pine Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7245 Red Pine Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Southeast MN Wifi.

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