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  5. Cutting Blvd

7245 Cutting Blvd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7245 Cutting Blvd, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,252 sqft · built 1971
Lot Size0.226 acres (9,856 sqft)
OwnerCompany Name on File
Tax Bill$8,820 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN505-430-004

Property Details

APN / Parcel Number

Primary APN505-430-004
Alternative APN
  • 505-430-004-0

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,252 sqft Living Area
1st Floor Area2,252 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1972
Lot Area9,856 sqft (0.226 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address7245 CUTTING BLVD
CityEL CERRITO
StateCA
Zip94530-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 3492 LOT 4
Legal SubdivisionSUBDIVISION 3492
Legal Tract3492
Legal Lot Number4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract384000

Owner

Source: Contra Costa County records · APN 505-430-004

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7245 CUTTING BLVD, EL CERRITO, CA 94530-1825
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
CHEVRON FCU
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
CHEVRON FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 22, 2003
Transfer Doc0000260679
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7245 CUTTING BLVD, EL CERRITO, CA 94530-1825
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7245 CUTTING BLVD, EL CERRITO, CA 94530-1825

Mortgage

Document Number0000107462
DateOct 14, 2025
Instrument2025- 107462
Lender
NameCHEVRON FCU
TypeCredit Union
Address2300 CLAYTON RD STE 700, CONCORD, CA 94520
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 08, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7245 CUTTING BLVD, EL CERRITO, CA 94530-1825
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080210
DateMay 22, 2018
Instrument2018-080210
Lender
NameCHEVRON FCU
TypeCredit Union
AddressOAKLAND, CA 94607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2038

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$614,400 (+2%) Land $267,221 Building $347,179
2025$8,820.00 (+4.37%) Homeowner's exemption$602,354 (+4.04%) Land $261,982 Building $340,372
2023$8,451.00 (+1.67%) Homeowner's exemption$578,966 Land $251,810 Building $327,156
2022$8,312.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: California Internet, Etheric Communications, LLC., T-Mobile USA.

Based on FCC filings for 861 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST BAY MUD
serves 1,468,000 people
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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