7245 Carpa Ct, Carlsbad, CA 92009 Property Records

San Diego County property record for 7245 Carpa Ct, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1979
Lot Size	0.186 acres (8,100 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jun 1988)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-271-04-00`

Property Details

APN / Parcel Number

Primary APN	`223-271-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,100 sqft (0.186 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7245 CARPA CT
City	CARLSBAD
State	CA
Zip	92009-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 4 TR 008583
Legal Subdivision	CARLSBAD COURT
Legal Tract	008583
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	20015

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7245 CARPA CT, CARLSBAD, CA 92009-7812
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage PREMIUM SECURITY INC
Jan 23, 2017	Reverse Mortgage, Transfer · FHA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 1988 · Amount on Record
Deed Sale	Jun 22, 1988 · Amount on Record
Deed Document Number	1988298170
Last Transfer Date	Dec 21, 2016
Transfer Doc	0000033118
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7245 CARPA CT, CARLSBAD, CA 92009-7812
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 CARPA CT, CARLSBAD, CA 92009-7812

Mortgage

Document Number	0000546300
Date	Jul 30, 2021
Instrument	2021-0546300

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.56%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year CMT
Max Rate	6.56%

January 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2017
Property Address	7245 CARPA CT, CARLSBAD, CA 92009-7812
Document Number	0000033118
Instrument Date	Dec 21, 2016
Instrument	33118
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7245 CARPA CT CARLSBAD CA 920097812, CARLSBAD, CA 92009-7812

Mortgage

Document Number	33119,
Date	Jan 23, 2017
Instrument	33119

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.06%

Mortgage

Document Number	33120,
Date	Jan 23, 2017
Instrument	33120

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.06%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,298 (+2%) Land $101,656 Building $298,642
2025	$4,866.00 (+8.13%) Homeowner's exemption	$392,450 (+4.04%) Land $99,663 Building $292,787
2023	$4,500.00 (+2.76%) Homeowner's exemption	$377,213 Land $95,794 Building $281,419
2022	$4,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Ting, Verizon.

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