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7245 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7245 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,738 sqft · built 2024
Lot Size4.89 acres (213,096 sqft)
Owner2 Individual Names on Record
Tax Bill$5,707 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN10-2N-30-0000-00143-0000

Property Details

APN / Parcel Number

Primary APN10-2N-30-0000-00143-0000
Alternative APN
  • N302100000001430000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,738 sqft Living Area
Gross Area4,294 sqft
1st Floor Area1,779 sqft
Upper Floors Area959 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Construction TypeWood
Roof MaterialWood Shingle
Lot Area213,096 sqft (4.89 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch
Porch Area956 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7245 BUFFALO RIDGE RD
CityMILTON
StateFL
Zip32571-9840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG1
Legal Description*NEW PARCEL FOR 2022 TAX ROLL* BUFFALO RIDGE PH 5 UNREC SUB BEING MORE PARTICULARLY DES AS : PARCEL 5- COMMENCE AT THE NORTHWEST CORNER OF SECTION 10, TOWNSHIP 2 NORTH, RANGE 30 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE SOUTH 03?02'17 WEST, A DISTANCE
Legal SubdivisionBUFFALO RIDGE
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1024
Census Tract10303

Owner

Source: Santa Rosa County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7245 BUFFALO RIDGE RD, MILTON, FL 32571-9840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 30, 2023Intrafamily Transfer, Transfer · Construction Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 26, 2023
Transfer Doc0043991186
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7245 BUFFALO RIDGE RD, PACE, FL 32571-9840
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7245 BUFFALO RIDGE RD, PACE, FL 32571-9840

Mortgage

Document Number0046710489
DateOct 21, 2025
Book Page4671/489
Instrument202549596
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMay 30, 2023
Property Address7245 BUFFALO RIDGE RD, PACE, FL 32571-9840
Document Number0043991186
Book / Page4399 / 1186
Instrument DateMay 26, 2023
Instrument202323573
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4470 SPANISH TRL, PENSACOLA, FL 32504-4903

Mortgage

Document Number0043991190
DateMay 30, 2023
Instrument4399/1190
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateJun 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12%
IndexOther
Max Rate12%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,707.00 (+307.06%) Homeowner's exemption$496,983 (+318.07%) Land $118,875 Building $378,108$496,983 (+318.07%) Land $118,875 Building $378,108
2024$1,402.00 (+1.37%)$118,875 (+12.5%) Land $118,875$118,875 (+12.5%) Land $118,875
2023$1,383.00 (+8.13%)$105,667 (+9.09%) Land $105,667$105,667 (+9.09%) Land $105,667
2022$1,279.00$96,861$96,861 Land $96,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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